Mortgages

There are many mortgage offers available, and we're here to help you find a deal that's right for you. We only need a few details to show you what rates you could get.

Simplifying mortgages

We have now moved all our Platform & Britannia mortgage customers under The Co-operative Bank brand.

Find out more

Calculators

Repayment calculator

See what property price you could afford or what your monthly repayment could be.

New deal calculator

Calculate what rate you could get when switching deals. And view our full list of borrowing more and moving house products.

Overpayment calculator

Check how quickly you could pay off your mortgage and how much you could save by overpaying.

Get a mortgage

Mortgage in Principle

Whether you're looking to buy your first home, find a new home, or remortgage your current property, we're on hand to help you apply for a Mortgage in Principle.

Mortgages for first time buyers

If you’re looking to get on the property ladder, you can get an idea of what you could borrow, and read our helpful guides on what to expect, and what you need to do.

Manage your mortgage

Find all the information you need for your Co-operative Bank, whether you’re moving home, borrowing more or looking to switch to a new deal.

Apply online to switch deals

Switching your mortgage product with The Co-operative Bank could mean getting a better rate and saving money. Learn about switching your existing deal and switch online.

Switch your deal

Request a redemption statement

Customers can request a redemption statement by completing our request form or by contacting our customer support team.

Redemption statement

Borrowing more

Looking to do home improvements and need additional funds? Find out more about how to borrow more against your property.

Borrowing more

Moving home

Moving to a new home? You may be able to move your existing mortgage to your new home.

Moving with your mortgage

Interest-only mortgage

Have an interest-only mortgage? You can overpay or switch to a repayment mortgage.

Find out more information about interest-only mortgages

Create your energy improvement plan

We’re committed to our customers and to the planet.

That’s why we’ve partnered with the Energy Saving Trust (EST) so you can use our free tool to build an Energy Saving Home Improvement Plan. And if you have a mortgage with us, you could borrow additional funds against your current property to help make it a reality.

Create your Energy Saving Home Improvement Plan

Later life mortgages

Legal & General are our chosen partners for later life mortgages. With them, you’re in experienced hands. They have a team of specialist advisers to talk you through all your options, with no obligations.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The original ethical bank, connecting people to safe housing

As the UK’s original ethical bank, we support causes that matter most to our customers. Find out how we’re connecting communities to safe housing.

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Offering a route to safety with Homes for Ukraine

The UK Government announced their Homes for Ukraine scheme to help bring individuals and family to safety. Find out how you can help.

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Ending youth homelessness with Centrepoint

Our mortgages make a difference. For every eligible mortgage we provide, we give £5 to Centrepoint to help end youth homelessness. (Terms apply)

Help and support

Find the support you need to buy your first home or apply for a mortgage, or get help with your existing mortgage.

Mortgage guides

Our most popular guides can help you prepare for your application and manage your mortgage.

The costs of buying a home

With so many costs involved, buying a home is likely to be one of your biggest expenses in life. Making sure you're aware of the different costs will help you budget and save up enough.

The costs of buying a home

Different types of mortgages

With so many different types of mortgages, lenders and deals, looking at mortgages can feel overwhelming. Getting advice from an independent mortgage broker can be a good idea.

Different mortgage types

Moving home checklist

With so many things to think about when you’re ready to move home, our helpful checklist can help make sure you don’t forget anything. Read our answers to these 7 common questions.

Moving home checklist

Explore our other mortgage guides

Need more support?

We understand how important managing your mortgage can be. You can contact us by phone or view our answers to frequently asked questions in our help centre.

Support by phone

You can call us on 08000 288 288. (Call charges)

Lines are open 9am-5pm Monday-Friday.

What you can do over the phone:

  • Discuss your mortgage
  • Book, change, or cancel an appointment with a mortgage adviser
  • Check the progress of your application.

FAQs

Some of our most popular help topics include:

Visit our help centre

Other topics covered include managing your existing mortgage, switching product and remortgaging.

Important information

These important documents lay out our responsibilities to you and the terms and conditions of our products and services.

Not found what you're looking for?

Contact our support team