Mortgages

Already have a Co-operative Bank or Britannia mortgage with us?

If you’re looking for a better deal, moving house or want to borrow more, see if our rates can save you money.

New customers

Existing customers

Find a new rate

Calculators

Lifetime mortgages

Interest-only mortgages

Get help with your mortgage

Important information

New customers

Thinking about buying your first home? Looking at moving up the property ladder? Or coming to the end of your deal and looking to move your mortgage? We're now offering customers the opportunity to apply for a Co-operative Bank Mortgage.

Existing customers

Find all the information you need for your Co-operative Bank or Britannia mortgage, whether you are moving home, borrowing more or looking to switch to a better deal.

Find a new rate

You can find a new rate for your Co-operative Bank or Britannia mortgage, if you are:

  • coming to the end of your fixed rate period
  • moving home
  • borrowing more
  • on our Standard Variable Rate

Getting a new deal

Time to switch your mortgage? Get a quote, find a deal and switch online today.

I want to get a quote

Borrowing more

Do you need additional lending? Find out how to borrow more here.

I want to borrow more

Moving to a new home

Looking to buy a new home? See the rates we could offer you here.

I want to move home

Call us

08000 288 288 . Call charges.

What you can do over the phone

Discuss your mortgage

Book, change or cancel an appointment with a mortgage adviser

Check the progress of your application

Learn more about our application process

Calculators

Useful calculators to help you manage your mortgage, whether you’re moving home or looking for a better deal.

Legal & General Home Finance Lifetime Mortgages

Legal & General Home Finance offer award-winning Lifetime Mortgages that could help you pay off your interest only mortgage. One in three people choose Legal & General Home Finance for their lifetime mortgage. This makes them one of the largest lifetime mortgage lenders in the UK.

With Legal & General Home Finance you’re in experienced hands and, with their advice service, you can be confident you’re making fully informed decisions when considering a lifetime mortgage.

A lifetime mortgage is a loan secured against your home.

Find out more about Lifetime Mortgages

Interest-only mortgages

If all or part of your Co-operative Bank or Britannia mortgage is on an interest only basis, it’s important to plan how you’ll repay the outstanding
balance at the end of the mortgage term. Learn what you can do with your interest only mortgage, like overpaying and switching to repayment.

Find out more about interest only mortgages

Get help with your mortgage

Find what you’re looking for in our mortgage help centre.

Popular help pages

How to apply

Early repayment charges

Mortgage guides

Practical guides to help you prepare for your application and manage your mortgage.

Fixed rate mortgages

Tracker mortgages

Common question when moving home

Important information

These important documents lay out our responsibilities to you and the terms and conditions of our products and services.

Mortgages legal information

PDF documents

Tariff of charges (PDF)

General information for regulated mortgages (PDF)

How we use your personal information (PDF)

Your home may be repossessed if you do not keep up with repayments on your mortgage

Not found what you're looking for?

Contact our support team