On 1 August 2024, the Bank of England base rate decreased from 5.25% to 5.00%. Find out more.
See what property price you could afford or what your monthly repayment could be.
Calculate what rate you could get when switching deals. And view our full list of borrowing more and moving house products.
Check how quickly you could pay off your mortgage and how much you could save by overpaying.
Switching your mortgage product with The Co-operative Bank could mean getting a better rate and saving money. Learn about switching your existing deal and switch online.
Customers can request a redemption statement by completing our request form or by contacting our customer support team.
Looking to do home improvements and need additional funds? Find out more about how to borrow more against your property.
Moving to a new home? You may be able to move your existing mortgage to your new home.
Have an interest-only mortgage? You can overpay or switch to a repayment mortgage.
We’re committed to our customers and to the planet.
That’s why we’ve partnered with the Energy Saving Trust (EST) so you can use our free tool to build an Energy Saving Home Improvement Plan. And if you have a mortgage with us, you could borrow additional funds against your current property to help make it a reality.
Your home may be repossessed if you do not keep up repayments on your mortgage.
As the UK’s original ethical bank, we support causes that matter most to our customers. Find out how we’re connecting communities to safe housing.
The UK Government announced their Homes for Ukraine scheme to help bring individuals and family to safety. Find out how you can help.
Our mortgages make a difference. For every eligible mortgage we provide, we give £5 to Centrepoint to help end youth homelessness. (Terms apply)
Our most popular guides can help you prepare for your application and manage your mortgage.
With so many costs involved, buying a home is likely to be one of your biggest expenses in life. Making sure you're aware of the different costs will help you budget and save up enough.
With so many different types of mortgages, lenders and deals, looking at mortgages can feel overwhelming. Getting advice from an independent mortgage broker can be a good idea.
With so many things to think about when you’re ready to move home, our helpful checklist can help make sure you don’t forget anything. Read our answers to these 7 common questions.
Find out more about buying your first home
Read our helpful guide to buying a home
Read about help available for first time buyers
Learn how fixed rate mortgages work
Looking to reduce your household bills or live a more sustainable life? Use our tips and ideas on how to create a more sustainable lifestyle for you and your family. From sustainable choices to green topics explained. We've got you covered.
We understand how important managing your mortgage can be. You can contact us by phone or view our answers to frequently asked questions in our help centre.
You can call us on 08000 288 288. (Call charges)
Lines are open 9am-5pm Monday-Friday.
What you can do over the phone:
Some of our most popular help topics include:
Visit our help centre
Other topics covered include managing your existing mortgage, switching product and remortgaging.
These important documents lay out our responsibilities to you and the terms and conditions of our products and services.
Not found what you're looking for?
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