Mortgages

If you're looking to get on the property ladder or move home you can apply for a mortgage with the original ethical bank. Existing customers can also look for a better deal, switch or borrow more.

Apply for a mortgage

Existing customers

Switch your mortgage

Calculators

Later life mortgages

Interest-only mortgages

Get help with your mortgage

Important information

Bank of England base rate change

On 4 August 2022, the Bank of England base rate increased from 1.25% to 1.75%. Find out more

Homes for Ukraine scheme

Following the recent announcement by the UK Government of the Homes for Ukraine scheme, we want to keep our customers updated on how you can help.

Apply for a mortgage

Are you thinking about buying your first home, or moving up the property ladder? Or coming to the end of your deal and looking to move your mortgage? We're now offering new customers the opportunity to apply for a Co-operative Bank mortgage.

To kick-start the process, apply for a Mortgage in Principle and find out how much you could borrow.

Existing customers

Find all the information you need for your Co-operative Bank or Britannia mortgage, whether you are moving home, borrowing more or looking to switch to a new deal.

Switch to a new mortgage deal

Time to switch your mortgage? Find a deal and switch online today.

See our mortgage rates

If you want to view all of the mortgage products available to you and see how much your monthly repayments might be, check out our mortgage rates

View our mortgage rates

Borrowing more

Do you need additional lending? Find out how to borrow more here.

I want to borrow more

Our Green Additional Borrowing options

As part of our commitment to our customers and to the planet, we offer two Green Additional Borrowing options for existing mortgage customers, which will help you carry out any energy saving improvements to your property.

As part of eligibility criteria, you’ll need to create an Energy Saving Home Improvement Plan using our free tool powered by EST (Energy Saving Trust).

Create your Energy Saving Improvement Plan

Moving to a new home

Looking to buy a new home? See the rates we could offer you here.

I want to move home

Call us

08000 288 288 . Call charges.

What you can do over the phone

Discuss your mortgage

Book, change or cancel an appointment with a mortgage adviser

Check the progress of your application

Learn more about our application process

Calculators

Useful calculators to help you manage your mortgage, whether you’re moving home or looking for a better deal.

Legal & General Later Life Mortgages

Legal & General offer a range of later life mortgages, including award-winning Lifetime Mortgages, and a Retirement Interest-Only Mortgage. A later life mortgage is a way of borrowing money into retirement and could help you pay off an existing mortgage and any early repayment charges by borrowing money based on the value of your home.

As the loan is secured against your home, it means you can continue to live in the home you know and love. The loan is usually repaid when the last surviving borrower dies or moves into long-term care.

With Legal & General, you’re in experienced hands. They have their own team of specialist advisers to talk you through all your options, with no obligations.

Find out more about Later Life Mortgages

Interest-only mortgages

If all or part of your Co-operative Bank or Britannia mortgage is on an interest only basis, it’s important to plan how you’ll repay the outstanding
balance at the end of the mortgage term. Learn what you can do with your interest only mortgage, like overpaying and switching to repayment.

Find out more about interest only mortgages

Get help with your mortgage

Find what you’re looking for in our mortgage help centre.

Popular help pages

How to apply

Early repayment charges

Important information

These important documents lay out our responsibilities to you and the terms and conditions of our products and services.

Mortgages legal information

PDF documents

Tariff of charges (PDF)

General information for regulated mortgages (PDF)

How we use your personal information (PDF)

Your home may be repossessed if you do not keep up with repayments on your mortgage

Not found what you're looking for?

Contact our support team