Make the most of your tax-free allowance and save up to £20,000 in the current tax year and/or transfer in ISA allowances from previous tax years.
Compare our cash ISA rates and features to find the right one for you.
Sole accounts only.
Ideal if you want to manage your tax-free savings online, by mobile, by phone, or in branch
Ideal if you want to manage your tax-free savings online and on mobile
0.43% tax-free/AER fixed until 30 June 2023
0.50% tax-free/AER fixed until 30 June 2024
Ideal if you have a lump sum to save or transfer and don’t need immediate access to your savings
Tools and practical guides to help you start tax-free saving.
Find out how ISA allowances work and how to transfer your existing cash ISA
Born from the co-operative movement in 1872, we’re proud to be the only UK high street bank with a customer-led Ethical Policy.
Our customers know their money will be kept safe and not be used in a way that conflicts with their values and ethics.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Fixed interest means the rate stays the same until the account matures.
Gross is the rate of interest payable before any tax is taken off.
Tax-free means you will not pay any tax on your interest.
Tax year runs from 6 April to 5 April.
Variable interest means that it could go up or down.
Business day is usually Monday to Friday excluding bank holidays.
Any reference to tax is based on our understanding of current tax regulations which may change in the future and depend on the customer's individual financial circumstances.
The Co-operative Bank reserves the right to decline to accept any application and/or deposit.
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
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