Make the most of your tax-free allowance and save up to £20,000 in the current tax year and/or transfer in ISA allowances from previous tax years.
Compare our cash ISA rates and features to find the right one for you.
Sole accounts only.
Ideal if you want to manage your tax-free savings online, by mobile, by phone, or in branch
4.75% tax-free / AER for a 1 year Fixed Rate Cash ISA
4.40% tax-free / AER for a 2 year Fixed Rate Cash ISA
Ideal if you have a lump sum to save or transfer and don’t need immediate access to your savings
This product can be withdrawn at any time.
At the end of your term, your money will be transferred to a variable Co-operative Bank Cash ISA, or another account of your choice.
Tools and practical guides to help you start tax-free saving.
Find out how ISA allowances work and how to transfer your existing cash ISA
Born from the co-operative movement in 1872, we’re proud to be the only UK high street bank with a customer-led Ethical Policy.
Our customers know their money will be kept safe and not be used in a way that conflicts with their values and ethics.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Business day is usually Monday to Friday excluding bank holidays.
Calendar month means from midnight on the first day of a month to 11.59:59pm on the last day of the month.
Fixed interest means the rate stays the same until the account matures.
Gross is the rate of interest payable before any tax is taken off.
Tax-free means you will not pay any tax on your interest.
Tax year runs from 6 April to 5 April.
Variable interest means that it could go up or down.
Please note: any reference to tax is based on our understanding of current tax regulations which may change in the future and depend on the customer's individual financial circumstances.
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
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