Ending youth homelessness with Centrepoint

‘From housing and health, to learning and engagement, we aim to help vulnerable young people move on from homelessness and build a future they can believe in.’

— Centrepoint

Over £2 million

The amount we’ve raised to help with Centrepoint’s mission to end youth homelessness.

Over 30,000

The number of young people who have accessed Centrepoint services supported by our donations.

Supporting Centrepoint's mission

We believe that no young person in our society should ever be, or at risk of, homelessness. That's why we’ve continued to work with and support Centrepoint; the UK's leading youth homelessness charity, since 2017. With your help, we've raised over £2 million so far to support their mission to end youth homelessness.

What is youth homelessness?

There are so many reasons why a young person can become homeless, such as unstable family circumstances or issues with their mental health.

Homelessness doesn't just involve people sleeping on the streets either. There are many young people whose homelessness isn’t always visible to those around them. People who are homeless can include those who are sleeping on buses, sofa surfing with friends, or even sleeping in the homes of strangers just to gain shelter.

Many are unable to live with family members, have no family, or are escaping abuse and violence, and have little choice but to find any shelter they can.

Tens of thousands of young people ask for help with homelessness every year. It’s why we believe the work of Centrepoint is so important and aim to do everything we can to support them in their mission.

What are we doing to help?

From sponsoring and supporting Centrepoint events, through to product initiatives, strategic assistance, customer donations, and colleague fundraising efforts, we’re proud to be one of Centrepoint’s longest corporate partnerships, supporting them since 2017. With our efforts, Centrepoint can provide vital support to homeless young people close to our Head Office in Manchester, and across the UK. Together, we will help Centrepoint to end youth homelessness by 2037.

Here are some of the ways that Centrepoint is able to support young people in need, thanks to our partnership:

  • They support around 14,000 young people every year to find suitable housing
  • They operate 64 of their own accommodation services, with 826 bed spaces and a range of holistic support services to help young people on their road to independence
  • They were able to open a Manchester specific helpline, which provides tailored housing advice and guidance to 16–25 year olds from the area. Nationally, the helpline supports around 5,000 young people in FY 23/24
  • They can run frontline services from a dedicated centre in Manchester. The Co-operative Bank’s support was key in helping us bring all services under one roof in 2017, before later transforming the service into a more welcoming environment in 2022
  • They were also able to recruit two Co-operative Bank funded roles within the Homelessness Prevention and Relief Services team, delivering even more support to the young people in the city who are street homeless, sofa surfing or at risk of homelessness. The team supported around 1,600 young people in Manchester in FY 23/24.

Mortgages that make a difference

Did you know, for every eligible mortgage we provide to our customers we give £5 to Centrepoint? Terms apply.

Take a look at our mortgages

These donations go towards funding the Centrepoint Helpline, which provides specialist advice and guidance for young people across the UK who are homeless or worried about housing.

In 2018, we were proud to provide the funding to allow Centrepoint to expand this service by adding a dedicated team in Manchester, after the charity recognised the need for a local service. This has allowed more young people who are facing homelessness in Greater Manchester and across the UK to receive the advice and support they need to access safe and stable housing.

Learn more about Centrepoint

If you want to learn more about Centrepoint or find a way to offer your support, there are so many ways you can get involved.

Find out how you can support Centrepoint

Terms of the donation

New mortgage customer applications and existing mortgage customer product switch applications will be eligible for a £5 donation, on completion of the mortgage or product switch (as the case may be). Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the Centrepoint charity donation at this time. The Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.

The £5 donation will be made for each eligible mortgage sold through direct and intermediary channels i.e. it applies to the Bank’s Britannia and Platform branded mortgages. Britannia and Platform are trading names of The Co-operative Bank p.l.c. The Bank reserves the right to change or withdraw the donation arrangement at any time.

Centrepoint is a registered charity in England and Wales, No. 292411