What our Everday Extra bank account offers you:
Covers emergency medical expenses, replacing lost luggage, travel advice for you and your family before you go, plus so much more. With UK holidays included too. Just make sure you’ve declared any pre-existing medical conditions and don’t leave your valuables unattended to be fully covered.*
Covers you in any vehicle you’re travelling in, at the roadside, in the UK and Europe. Including a hotel while you wait, and 3 days of manual car hire, helping you get to where you need to be.*
Covers your mobile phone anywhere across the globe if it’s lost, stolen, or broken, so you can keep in touch no matter where you are. Just remember: to take the best care possible with your phone so you’re entitled to claim. Subject to a £75 excess per claim.*
*Exclusions and limitations apply
To apply for the Everyday Extra account you have to:
If your application is successful, we’ll open a current account for you and upgrade it to an Everyday Extra account. We’ll then write to you to confirm the upgrade has happened and that your insurance benefits are active.
Please note: the insurance for this account won't cover you until we confirm your Everyday Extra account is open.
You’re unable to open an Everyday Extra account if you have:
If you have an existing current account with us and are looking to upgrade to an Everyday Extra account, you can upgrade your existing current account through our Online Banking services.
Through Online Banking, you’re able to apply to upgrade your account by:
Please note, the visibility of the ‘Learn more’ button is subject to status and based on additional eligibility criteria.
To upgrade to a joint Everyday Extra account, you will need to have a joint current account before applying to upgrade.
If you already have a sole Co-operative Bank Current Account and want to upgrade to a joint Everyday Extra account
Use this form to convert your current account to a joint account before applying to upgrade to a joint Everyday Extra Current Account. Please note, after converting you’ll both need to meet our eligibility criteria to upgrade.
Also, please be aware that a sole Everyday Extra account cannot be converted to a joint account after the account has been opened.
Log into online banking to see if you're eligible.
To upgrade to this product, you need to be registered for online banking. If you're not, go here to register. If you are, please follow the next steps:
Please note, the visibility of the learn more button is subject to status and base on additional eligibility criteria.
If you have a current account with a different bank, you can apply to switch to us whenever you’re ready.
With our simple switching process, all your direct debits, standing orders, bills, and payments, will move to your new account with us once you’ve switched.
Once you've applied to switch, you don't need to do anything else as we take care of the rest.
Switching takes just 7 working days and covered by the Switch Guarantee, so you don't need to worry about missed payments
If you need help with things like:
Then we have all the information you need in our help centre.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.
Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
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