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Business banking

As the original Ethical bank, we want to ensure that your business gets the support it needs to thrive. With our roots in the co-operative movement - and our values of fairness, equality and social responsibility - we've always prioritised the needs of SMEs, charities and community businesses.

We stand with the people of Ukraine

The Co-operative Bank will work closely with our customers, colleagues and partners to support those in need.

Read our position on Ukraine in full.
Homes for Ukraine scheme

Bank of England Base Rate change

On 4 August 2022, the Bank of England Base Rate increased from 1.25% to 1.75%


Community organisations supported through our Customer Donation Fund


If you’re concerned about how coronavirus has impacted your business and you require any advice or guidance, we're here to support you.

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Fraud protection

Protect your business with our fraud protection tips and stay informed about the latest threats, how they work and what to look out for.

Business Sustainability

Zellar is a sustainability platform that guides your business to reach its net zero goals and beyond. A simple sign up form is all it takes to start your journey to a greener future.

Business banking app

You can manage your accounts on the go, with our Business banking app (Subject to eligibility)

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Business Concierge

Expert legal and IT support for your business. We've teamed up with Assurant to provide a market leading Business Concierge package which has been designed, delivered and is serviced with your needs at heart.


Business Insurance

We’ve chosen AXA as our preferred business insurance provider. Providing cover you can tailor to suit your unique business needs.


Incomeing helps your business get paid simply and securely

As part of our commitment to helping small businesses grow and thrive, we've partnered with BankiFi, to provide their payment request service, Incomeing.

What's new?

Business Online Banking token request

If you’re an existing Business Online Banking user, you can now order a replacement physical plastic security token by completing and emailing a form. No need to call!

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The Business Exchange

Free expert resources to support and develop you on your business adventure. Answer a few questions to see a personalised selection of content.

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Start-up Guide for New Business Owners

We want to help new businesses hit the ground running, so we’ve compiled a start-up guide that will help you consider all aspects of setting up a business. Find out how to write a business plan, set up insurance, use the right company structure and more.

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Fraud and cybercrime - Free webinar

Fraud and cybercrime cost the UK £783.8m in 2020 and scams continue to increase. We recently hosted a webinar to provide businesses like yours with practical advice and support for protecting your business against fraud. Learn from leading experts on how to protect your business.


Winners of Best Service from a Business Bank and Best Charity Banking Provider

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Ethical then. Ethical now. Ethical always.

We are guided by a unique, customer-led Ethical Policy that shapes how we do business. Our values and ethics have always been more than just words. We are serious about taking our commitments off the page and putting them into action, and campaigning on the issues that matter to you.

Independent service quality survey results

Business current accounts

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).

Read our detailed business current account service quality survey results.

The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found on our business current account service quality information page.