If your mortgage product is coming to the end of its deal period or you’re currently on our Standard Variable Rate, we have a range of new products for you to choose from.
Thinking about switching mortgage product with The Co-operative Bank?
Switching your mortgage product with The Co-operative Bank could mean getting a better rate and saving money. If your existing mortgage product has ended or is ending soon, you can apply to switch to a new product.
For switches where only the mortgage product is being changed, you can expect:
You can switch your mortgage with us if:
For example, if your property is currently valued at £200,000 and you still have £190,000 left to pay on your mortgage, your loan to value is 95%. This means you’d have to call to us in order to switch.
There are two services available when switching your product: Information Only and Advice.
This option is suited to those who already know which product they are looking for (also known as Execution Only).
This option is suited to those that are unsure about which product is best for them.
Your home may be repossessed if you do not keep up with repayments on your mortgage
The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.
If you’d prefer not to apply online, are not eligible to apply online, or would like to receive mortgage advice, you can apply to switch by telephone. Should you want advice, you will need:
Call us today on 08000 288 288 to discuss your options and arrange a telephone appointment — this shouldn't take too long. Call charges
These important documents lay out our responsibilities to you and the terms and conditions of our products and services.
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