What we do for the planet

We’ve remained committed to tackling the climate crisis over the past 30 years — and we’re not stopping any time soon.

Our commitment to the planet

Protecting the environment has always been a cornerstone of our Ethical Policy. This is why we will work to combat climate change and reverse the decline in biodiversity, taking responsibility for our own environmental impact.

It’s also why we’ve had an unwavering commitment to not providing banking services to businesses involved in fossil fuel extraction since 1998.

What we will do

In line with our Ethical Policy, we will:

  • Work to limit and reduce global climate change
  • Take steps to halt and reverse the decline in biodiversity
  • Help to protect animal welfare
  • Encourage our customers to make sustainable choices
  • Work with our business customers to help them develop their sustainability policies and action plans.

What we won't do

Determined through our ethical screening process, we will not provide banking services to any business or organisation:

  • Whose activity contributes to global climate change such as through the extraction of fossil fuels and the unsustainable harvest of natural resources
  • That infringes animal welfare standards; for example, if they are involved in intensive farming or activities that contribute to the degradation of important habitats.

We're committed

to becoming a lifetime carbon neutral bank. This means that we’ll calculate and offset our historic carbon emissions since 1872, and be one of the first businesses in the UK to do so.

We will campaign

for emissions reductions and the preservation and restoration of ecosystems, to halt and reverse the decline in biodiversity.

What we're currently doing

Supporting The Climate and Ecology Bill

We’re proud to be an ambassador for Zero Hour, the campaign group behind the Climate and Ecology Bill which will provide stronger legislation to tackle the climate-nature crisis.

Drafted by scientists, legal experts, ecological economists, and environmentalists, the Bill will require the UK Government to take responsibility for the UK’s carbon and ecological footprints, cut greenhouse gas emissions, halt and reverse UK biodiversity loss, and more.

As well as backing it ourselves, we’re encouraging our customers to back the Bill too.

Find out more about the Climate and Ecology Bill

Managing our own environmental impact

Because our customers are passionate about protecting the environment, promoting sustainable development is at the heart of our workplace culture.

This is why we:

· Report on our carbon footprint
· Continue to reduce our energy usage
· Aim to maintain our ‘zero waste to landfill’ goals
· Limit business travel as much as possible.

Learn more about how we manage our impact

Celebrating 150 years of ethical banking

Since 1872, we’ve had an unwavering commitment to co-operative values and ethics, putting our principles into action and campaigning for the causes that matter to our customers. Find out how our story began, and see our highlights through the years.

Learn more about our history


We were created to give people a fairer deal— guided by our unique, customer-led Ethical Policy, we’ll always take action on the issues that matter most to our customers.


In line with our co-operative values, we demand a fairer society. This is why we will continue to support the co-operative movement, and help small businesses to thrive.

Our values and ethics

For 150 years, we’ve been committed to our co-operative values and ethics, which are still fundamental to who we are today.

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