Personal Business

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Online banking

Get guidance registering for online banking

Get support using online banking

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Service status

Check the status of our online services for personal and business banking.

Bank accounts

Banking with the original ethical bank
View all bank accounts

Standard current account

Packaged bank account

Basic bank account

Other bank accounts

Student bank account

Ukrainian refugee account

Overdraft

Learn about our optional overdrafts and try the overdraft calculator to review what you'll pay to use one.

Help with accounts

All bank account help.

Ways to bank

Online banking

Mobile banking

Related topics

Joint bank accounts

Switching my bank account

Promotions and offers terms and conditions

Privilege and privilege premier bank account help

Current account plus help

Accessible banking

Help to access cash
Everyday Extra Account

The current account that gives you more. Get a package of extras including mobile phone insurance, worldwide travel insurance, and UK and European breakdown cover, all for just £18 per month.
View our packaged bank account
Savings

Explore your savings plans with the original ethical bank
Compare our savings accounts

Instant access savings accounts

Fixed rate savings accounts

Limited access savings accounts

ISAs

Children’s savings account

Related products

Maturity fixed rate ISA

Maturity fixed term deposits

Matured Child Trust Fund

Savings interest calculator

Use our savings interest calculator to work out how much money you could save and how much your savings could be worth.

Savings help and support

Ways to bank

Online banking

Mobile banking

Related topics

Interest rates for current savings products

Interest rates for savings products no longer available

Britannia savings simplified

Savings tools and guides

Accessible banking
Earn a fixed interest rate

Choose a 1 or 2 year Fixed Rate Cash ISA and earn a fixed rate of up to 4.15% tax-free / AER. Start from £5,000 with interest paid annually. Withdrawals during the fixed term are subject to a charge equivalent up to 120 days' interest on the amount withdrawn. Eligibility criteria and T&Cs apply.
View our savings accounts
Mortgages

Manage your existing Co-operative Bank mortgage and review your options
Mortgages

Existing Co-operative Bank mortgage customers can explore a range of options to manage, repay or switch to a new deal. We do not currently offer mortgages to new customers, unless it's via a broker.

Manage your mortgage

Switch your deal

Request a redemption statement

Borrowing additional funds

Moving home

Mortgage calculators

New deal calculator

Repayment calculator

Overpayment calculator

Mortgage help and support

Related topics

How do I check my mortgage balance?

Mortgage overpayments

Mortgage requests

Change my mortgage term

Accessible banking
Credit cards and loans

Borrow the way that suits you with the original ethical bank
Credit cards

Balance transfer credit card

3 year fixed rate credit card

Co-operative members credit card

Credit card help

Persistent debt

Lost or stolen card

Support with an existing loan

Get help and support if you have an existing Co-operative Bank loan.

Loans

We do not currently offer loans. Check out our credit cards and overdraft options for short-term borrowing options.

Related topics

Understanding credit cards

Credit card repayment calculator

Managing my credit card

Dispute a payment

Overdraft

Financial support

Accessible banking
Insurance

Insure what matters to you with the help of the original ethical bank
Insurance

Get coverage for your building and contents, home emergency or accidental damage.

Everyday Extra Packaged account

Benefit from worldwide travel insurance, UK & European breakdown cover and mobile phone insurance with the Everyday Extra packaged account.

Insurance help and support

View all our insurance FAQs. Get help managing your existing home insurance.

Related topics

Access your policy or make a claim

Log in to my LV account portal

Get a home insurance quote

Accessible banking
Help and support

Support with making banking work for you from the original ethical bank
Help and support

Manage my account

My card

Payments

Security and fraud

Travelling abroad

Identification requirements

Difficult times

Financial support

Bereavement

Ways to bank

Online banking

Mobile banking

Telephone banking

Post Office banking®

Open Banking

Accessibility

Contact us

Branch finder

Popular queries

Change your contact details

How to transfer money

Mobile app log in help

Online banking log in help

PIN support

Question a transaction

Register for online banking

Help to access cash
Application help and support

Learn more about applying for our products. Get support with an existing application or check your progress in our portal.
About us

Born from the Co-operative movement in 1872. Ethical then, now and always
About The Co-operative Bank

Our co-operative values and ethics are fundamental to who we are. They underpin everything we do.

Our values and ethics

In 1992 we introduced a customer-led Ethical Policy, built on three pillars:

Our commitment to the planet

Our commitment to people

Our commitment to community

Our business

Our history

Our partnerships

Careers

News and press releases

Our modern slavery and human trafficking statement

Investor relations

Environmental, Social and Governance

Contact us

Branch finder

Related topics

Service quality results

Sustainability hub

Sustainability reports

Accessible banking

Payments

How to pay people and businesses, wherever you are.

Faster Payments
Direct Debits
Standing orders
Future one-off payments with a reference
CHAPS
Depositing cash
Money transfer
Question a transaction
Remove a payee
Cheques
International payments
Cryptocurrency payment restrictions

Faster Payments

A Faster Payment is a payment you can make from your Co-operative Bank account to other UK bank accounts. This type of payment should reach payees almost immediately.

More about Faster Payments

Direct Debits

A Direct Debit is an easy and convenient way for you to pay bills.

More about Direct Debits

Standing orders

A standing order is a regular, fixed-amount payment from your account to another UK bank account.

More about standing orders

Future one-off payments with a reference

This is a type of payment scheduled for a later date, where you’ve also included a reference.

More about future one-off payments with a reference

CHAPS payment

CHAPS is a method of making same-day payments to another UK bank account.

More about CHAPS

Depositing cash

Pay cash into your account at your nearest branch or Post Office®.

More about depositing cash

Money transfer

Money transfers are a quick way of transferring money between your accounts, or to another UK bank account.

More about money transfers

Question a transaction

If you disagree with a payment on your account, there are a few different options you can take, depending on whether you think it’s fraudulent or genuine.

Get help with a transaction