Apply for a credit card online
You can apply for one of our credit cards online today — just make sure you meet our eligibility criteria first. It should only take around 10 minutes; and if you’re in a hurry, you can start your application and come back to it at any time.
3-year fixed rate credit card
Manage your monthly payments at a fixed rate for 3 years.
- 8.9% interest per annum on purchases for 3 years.
- 8.9% interest per annum on balance transfers for 3 years.
- No annual fee and no balance transfer fee.
Representative example
18.2% APR representative (variable). Based on assumed credit limit of £1200 and a purchase rate of 18.2% per annum (variable).
Balance transfer credit card
Pay back your existing credit card balances from one place.
- 0% interest on balance transfers for 24 months.
- 0% interest on purchases for 4 months.
- 3% balance transfer fee (minimum charge of £5).
- No annual fee.
Representative example
20.6% APR representative (variable). Based on assumed credit limit of £1200 and a purchase rate of 20.6% per annum (variable).
Co-operative Members credit card
A credit card exclusively for Co-operative Members.
- 1p cashback for every £2 you spend in Co-op food stores.
- 1p cashback for every £3.33 you spend anywhere else the Visa symbol is displayed.
- No annual fee and no balance transfer fee.
If you haven’t already, you can become a Co-operative Member for just £1. Please note, The Co-operative Membership is managed by The Co-op Group, not The Co-operative Bank.
Representative example
18.2% APR representative (variable). Based on assumed credit limit of £1200 and a purchase rate of 18.2% per annum (variable).
Why choose The Co-operative Bank?
Born from the co-operative movement over 150 years ago, we’ve been putting our ethics into action since 1872. And as the only UK high street bank with a customer-led Ethical Policy, customers here at The Co-operative Bank can have peace of mind knowing their money won’t be used in ways which conflict with what they believe in.
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