Apply for a Credit Card Online

You can apply for one of our credit cards online today — just make sure you meet our eligibility criteria first. It should only take around 10 minutes; and if you’re in a hurry, you can start your application and come back to it at any time.

3-year fixed rate credit card

Manage your monthly payments at a fixed rate for 3 years.

8.9% interest per annum on purchases for 3 years.
8.9% interest per annum on balance transfers for 3 years.
No annual fee and no balance transfer fee.

Representative example

18.2% APR representative (variable). Based on assumed credit limit of £1200 and a purchase rate of 18.2% per annum (variable).

Find out more and apply

Balance transfer credit card

Pay back your existing credit card balances from one place.

0% interest on balance transfers for 24 months.
0% interest on purchases for 4 months.
3% balance transfer fee (minimum charge of £5).
No annual fee.

Representative example

20.6% APR representative (variable). Based on assumed credit limit of £1200 and a purchase rate of 20.6% per annum (variable).

Find out more and apply

Co-operative Members credit card

A credit card exclusively for Co-operative Members.

1p cashback for every £2 you spend in Co-op food stores.
1p cashback for every £3.33 you spend anywhere else the Visa symbol is displayed.
No annual fee and no balance transfer fee.

If you haven’t already, you can become a Co-operative Member for just £1. Please note, The Co-operative Membership is managed by The Co-op Group, not The Co-operative Bank.

Representative example

18.2% APR representative (variable). Based on assumed credit limit of £1200 and a purchase rate of 18.2% per annum (variable).

Find out more and apply

Which credit card is right for you?

3-year fixed rate credit card Fixed at 8.9% per annum for the first 3 years*

Balance transfer credit card 0% per annum for the first 4 months*

Co-operative Members credit card 18.2% per annum

3-year fixed rate credit card Fixed at 8.9% per annum for the first 3 years*

Balance transfer credit card 0% per annum for the first 24 months*

Co-operative Members credit card 18.2% per annum

3-year fixed rate credit card 18.2% per annum

Balance transfer credit card 20.6% per annum

Co-operative Members credit card 18.2% per annum

3-year fixed rate credit card No fee

Balance transfer credit card 3% balance transfer fee (minimum charge of £5)

Co-operative Members credit card No fee

3-year fixed rate credit card No annual fee

Balance transfer credit card No annual fee

Co-operative Members credit card No annual fee

3-year fixed rate credit card No cashback

Balance transfer credit card No cashback

Co-operative Members credit card Cashback on purchases

*T&C's apply.

Please note that only our 3-year fixed rate credit card and balance transfer credit card have introductory offer periods.

Why choose The Co-operative Bank?

Born from the co-operative movement over 150 years ago, we’ve been putting our ethics into action since 1872. And as the only UK high street bank with a customer-led Ethical Policy, customers here at The Co-operative Bank can have peace of mind knowing their money won’t be used in ways which conflict with what they believe in.

Our values and ethics