Do you need to borrow extra money?
Your home may be repossessed if you do not keep up with repayments on your mortgage
If you already have a mortgage with us and you're thinking of doing home improvements or you need a large sum for a big purchase, you could borrow more.
Lending restrictions may apply depending on what you're planning to use the money for.
In some cases, taking out a loan or credit card might be the best course of action. Please visit our credit cards or personal loans pages to find out more about these options. However, if your property's more valuable than your current mortgage, you could have the option to borrow additional money secured against your home.
It's worth keeping in mind that you can only borrow up to 85% of your property's value.
You need to think carefully before securing further borrowing against the value of your property, you may end up paying more interest in the long run.
If your current mortgage deal’s coming to an end, you could switch deal for a better rate and borrow additional money. Again, the total amount you can borrow can’t be any higher than 85% of your property’s total value.
If you'd prefer not to borrow against your property, you could also consider:
Our dedicated team of mortgage advisers will help you assess your individual circumstances. Call us on 08000 288 288 , lines are open 9am – 5pm Monday to Friday. Call charges.
To discuss your existing mortgage or to check the progress of your mortgage application call us on 08000 288 288 . Lines are open 9am – 5pm Monday to Friday. Call charges.
When you apply for a mortgage, we'll need some things from you, such as:
These important documents lay out our responsibilities to you and the terms and conditions of our products and services.
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