This is someone you share your credit card with. Both of you have a card and you share the credit limit.
However, unlike with joint current accounts where both account holders are liable, the main credit cardholder is solely responsible for the debt. So as the main cardholder, you will be responsible for any spending made by additional cardholders. You'll need the permission of the additional cardholder to share their information before completing the application.
Here are some things that you need to know:
Additional cardholder eligibility criteria:
You can apply to add an additional cardholder by following these steps:
Once received, we’ll process your additional cardholder application and send you a letter to let you know if the application has been accepted. If accepted, the additional cardholder will receive their card within 3-5 working days.
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