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Current accounts

Simple. Straightforward. Exactly how banking should be.

At the Co-operative Bank, we have always been driven by something different: an ethical approach to banking. That is why we are the only high street bank in the UK with a customer-led ethical policy.

For existing customers

Not sure which account is for you?

Compare our current accounts

Switching made quick and easy

When you switch your current account to The Co-operative Bank, we do all the hard work.

  • Direct Debits and standing orders are transferred automatically.
  • Payments into and out of your old account are redirected.
  • If there are any problems during the switch, we guarantee to cover you.

Learn more about switching
current account switch guarantee logo

Independent service quality survey results

Personal current accounts

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family.

Read our detailed personal current account service quality survey results.

The requirement to publish the Financial Conduct Authority service quality information for personal current accounts can be found on our personal current account service quality information page.

Our service quality information

The Financial Conduct Authority requires us to publish information about our personal current accounts. View our personal current account service quality information.

Help for existing customers

Help and information about current accounts for our existing customers. Learn more

Privilege and Privilege Premier current account information. Learn more

Student account information. Learn more


The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).