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Compare our current accounts

Whether you're looking for a basic bank account, an everyday bank account with an optional overdraft and other benefits, or a joint account option, you can compare our current accounts here.

If you already have an account and want to switch to us, you can use the Current Account Switch Service. It's quick and simple and takes just 7 working days.

Compare current accounts from the only high street bank that has a customer led ethical policy and find an account for your everyday banking needs.

Best current account Moneyfacts award our current accounts are covered under the Current Account Switch Guarantee

Which current account is right for you?

Current Account CashminderEveryday Extra
Current account Cashminder Current account
Eligibility

Aged 16 or over.
A UK resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Aged 16 or over.
A UK resident.

Apply even if you have experienced bankruptcy or you have no or low credit rating.

Aged 18 - 79
Meet the UK residency eligibility criteria for the insurance benefits (which excludes the Channel Islands and the Isle of Man).

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Optional Overdraft
Overdraft available on request. You must be 18
or over. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

There is no optional overdraft available on this account.

Overdraft available on request. You must be 18
or over. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Chip and pin
Debit card

You must be 18 or over. Contactless card subject to status.

Subject to status.

You must be 18 or over. Contactless card subject to status.

Joint account

Yes, you can apply for a joint account with this type of account. Every account holder will have access to online and mobile banking.

Yes, you can apply for a joint account with this type of account. Every account holder will have access to online and mobile banking.

Yes, you can apply for a joint account with this type of account. Every account holder will have access to online and mobile banking.
No account fees
No monthly fees.
No monthly fees.

£15 monthly fee. This includes:

  • Worldwide travel insurance provided by AXA Travel Insurance
  • UK & European breakdown cover provided by RAC
  • Mobile phone insurance provided by Lifestyle Services Group.

(Exclusions and limitations apply)

Charges Other charges may apply Other charges may apply Other charges may apply

Terms and Conditions

Find out more

Terms and Conditions

Find out more

Terms and Conditions

Find out more

Which current account is right for you?

Current account
Current account
Eligibility

Aged 16 or over.
A UK resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Optional overdraft
Overdraft available on request. You must be 18 or over. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Chip and pin
Debit card

You must be 18 or over. Contactless card subject to status.

Joint account

Yes, you can apply for a joint account with this type of account. Every account holder will have access to online and mobile banking.
No account fees
No monthly fees.
Charges Other charges may apply
Terms and Conditions

Find out more
Cashminder
Cashminder
Eligibility

Aged 16 or over.
A UK resident.

Apply even if you have experienced bankruptcy or you have no or low credit rating.
Optional overdraft
There is no overdraft available on this account.
Chip and pin
Debit card

Subject to status.

Joint account

Yes, you can apply for a joint account with this type of account. Every account holder will have access to online and mobile banking.
No account fees
No monthly fees.
Charges Other charges may apply
Terms and Conditions

Find out more
Everyday Extra
Current account
Eligibility

Aged 18 - 79
Meet the UK residency eligibility criteria for the insurance benefits (which excludes the Channel Islands and the Isle of Man).

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Optional overdraft
Overdraft available on request. You must be 18 or over. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Chip and pin
Debit card

You must be 18 or over. Contactless card subject to status.

Joint account

Yes, you can apply for a joint account with this type of account. Every account holder will have access to online and mobile banking.
No account fees

£15 monthly fee. This includes:

  • Worldwide travel insurance provided by AXA Travel Insurance
  • UK & European breakdown cover provided by RAC
  • Mobile phone insurance provided by Lifestyle Services Group.

(Exclusions and limitations apply)

Charges Other charges may apply
Terms and Conditions

Find out more

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).

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