At the Co-operative Bank, we have always been driven by something different: an ethical approach to banking. That is why we are the only high street bank in the UK with a customer-led ethical policy.
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To apply, you need to be:
- Aged 16 or over, or 18 or over when requesting the optional overdraft.
- An EU resident.
Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
Ready to apply?
It takes about 10 minutes to complete if you've got all your details to hand.
Please read the important documents below, and save copies of them for future reference.
Important documents
Account charges
Download Account charges PDF (87KB)Terms and conditions
Download Terms and conditions PDF (202KB)Our lending commitments and what we ask of you
Download Our lending commitments and what we ask of you PDF (112KB)How we use your personal information
Download How we use your personal information PDF (622KB)Overdraft Pre Contract Information
Download Overdraft Pre Contract Information PDF (876KB) -
To apply, you need to be:
- Aged 16 or over.
- An EU resident.
Approval is based on an assessment of your personal circumstances. We may use Credit Reference Searches to validate your information.
Ready to apply?
Please read the Important Document below, and save copies of them for future reference.Download the application pack, complete it and post it back to us
Cashminder application pack
Download Cashminder application pack PDF (168KB)Once you have completed all sections of the application form and signed it, please return it along with the appropriate proof of identity and address to:
The Co-operative Bank plc
PO Box 638
Salford
M5 0JQ
To request an application pack call us on:
+44(0)3457 212 212Lines open
8am - 8pm, 7 days a week
Important information about our call chargesAlternatively, visit us in branch
Use our branch locator to find your nearest branch
Important documents
Account charges
Download Account charges PDF (552KB)Terms and conditions
Download Terms and conditions PDF (204KB)How we use your personal information
Download How we use your personal information PDF (622KB)
For existing customers
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Worldwide travel insurance - from AXA Travel Insurance
Provides cover for the family, including dependent children up to 22 years old, with no excesses payable on claims.
- Exclusions and limitations apply. Please see the Worldwide Travel Insurance Policy Document
- For joint account holders who are not spouses or partners, cover is not provided for the spouse or partner of either account holder.
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UK & European breakdown cover - from RAC
Covers assistance at the roadside, at home and in Europe. The account holder is covered for any vehicle they are travelling in.
- Exclusions and limitations apply. Please see the UK & European Breakdown Cover Policy Document.
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Mobile phone insurance - from Lifestyle Services Group
Covers loss, theft, accidental damage, water damage and electrical or mechanical breakdown, anywhere in the world. A £75 excess is payable for every accepted claim and must be paid before your claim will be settled.
- Exclusions and limitations apply. Please see the Mobile Phone Insurance Policy Document.
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And this account has a 5 star rating from Moneyfacts
Source: Moneyfacts - 2018
Learn more Policy documents
Worldwide Travel Insurance Policy Document
Download Worldwide Travel Insurance Policy Document PDF (784KB)UK & European Breakdown Cover Policy Document
Download UK & European Breakdown Cover Policy Document PDF (1.16MB)Mobile Phone Insurance Policy Document
Download Mobile Phone Insurance Policy Document PDF (832KB)Insurance Product Information Document (Mobile phone, Travel & Breakdown)
Download Insurance Product Information Document (Mobile phone, Travel & Breakdown) PDF (466KB) -
Switching made quick and easy
When you switch your current account to The Co-operative Bank, we do all the hard work.
Learn more about switching
Help for existing customers
Help and information about current accounts for our existing customers. Learn more
Privilege and Privilege Premier current account information. Learn more
Student account information. Learn more
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
Contact us
If you'd like more help & information, you can:
