Credit ratings
We'll always provide you with our most up-to-date credit ratings, scored by Moody's, one of the agencies who set industry standards.
Ownership structure
Company Number 10865342 (England and Wales)
Public limited parent company (resolution entity) fully owned by Coventry Building Society. Issuing entity for all regulatory capital and MREL qualifying debt.
Company Number 11598074 (England and Wales)
Intermediate parent company wholly owned by The Co-operative Bank Holdings plc. Owns 100% of The Co-operative Bank p.l.c. Previous issuance entity for regulatory capital and MREL qualifying debt prior to notice of Issuer Substitution on 6 November 2023 at which point The Co-operative Bank Holdings plc replaced The Co-operative Bank Finance p.l.c as the principal debtor and issuer of the group’s existing capital and MREL qualifying debt.
Company Number 00990937 (England and Wales)
Operating company wholly owned by The Co-operative Bank Finance p.l.c. Originator of assets used for any covered bond or RMBS funding.
Rating information
As a Bank, we have a contractual relationship with Moody's Investors Service, for the provision of rating information. Moody's evaluates our ability to meet our obligations for the timely payment of financial commitments. At least once a year, our financial results and future business plans are shared by members of our management team, and it's this information that helps Moody's to choose an overall rating for the Bank, and Issuerco.
Current ratings for The Co-operative Bank plc:
| Ratings | Moody's |
| Long Term | A3 (Rating Stable) |
| Short Term | P-2 |
Current ratings for The Co-operative Bank Holdings plc:
| Ratings | Moody's |
|---|
| Long term | Baa2 |
|---|
| Short term | P-2 |
|---|
Latest reports
2025
Fitch Ratings Document - 6th March 2025
Fitch Ratings Document - 31st January 2025
Moody’s Ratings Document - 8th January 2025
Fitch Ratings Document - 8th January 2025
2024
Moody’s Ratings Document - 18th December 2024
Moody’s Ratings Document - 25th April 2024
Fitch Ratings Document - 19th April 2024
Moody’s Ratings Document - 19th April 2024
Moody’s Ratings Document - 15th March 2024
Moody’s Ratings Document - 11th March 2024
Moody's and previous Fitch's archived results from 2013 - 2023
Moody's results
Moody's Ratings Document - 9th November 2023
Moody's Ratings Document - 31st July 2023
Moody's Ratings Document - 8th December 2022
Moody's Ratings Document - 2nd December 2022
Moody's Ratings Document - 8th June 2022
Moody's Ratings Document - 31st May 2022
Moody's Ratings Document - 9th December 2021
Moody's Ratings Document - 13th July 2021
Moody's Ratings Document - 9th December 2020
Moody's Ratings Document - 8th September 2020
Moody's Ratings Document - 15th July 2020
Moody's Ratings Document - 2nd July 2019
Moody's Ratings Document - 7th February 2019
Moody's Ratings Document - 17th August 2018
Moody's Ratings Document - 26th March 2018
Moody's Ratings Document - 25th September 2017
Moody's Ratings Document - 7th September 2017
Moody's Ratings Document - 30th June 2017
Moody's Ratings Document - 21st February 2017
Moody's Ratings Document - 15th February 2017
Moody's Ratings Document - 8th September 2016
Moody's Ratings Document - 18th August 2016
Moody's Ratings Document - 21st July 2016
Moody's Ratings Document - 13th August 2015
Moody's Ratings Document - 15th May 2014
Fitch's results
Fitch Ratings Document - 29th September 2023
Fitch Ratings Document - 7th June 2023
Fitch Ratings Document - 17th March 2023
Fitch Ratings Document - 2nd February 2023
Fitch Ratings Document - 25th October 2022
Fitch Ratings Document - 25th March 2022
Fitch Ratings Document - 21st July 2021
Fitch Ratings Document - 10th March 2021
Fitch Ratings Document - 18th January 2021
Fitch Ratings Document - 22nd July 2020
Fitch Ratings Document - 1st April 2020
Fitch Ratings Document - 30th October 2019
Fitch Ratings Document - 30th July 2019
Fitch Ratings Document - 3rd March 2019
Fitch Ratings Document - 23rd August 2018
Fitch Ratings Document - 4th September 2017
Fitch Ratings Document - 30th June 2017
Fitch Ratings Document - 21st February 2017
Fitch Ratings Document - 8th November 2016
Fitch Ratings Document - 19th November 2015
Fitch Ratings Document - 5th December 2014
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