In Branch
Pay in cash or cheques at your nearest Co-operative Bank branch.
Post Office
Pay in cheques by visiting any Post Office in the UK, and if you have a card with your ISA you can pay in cash too.
You can learn more about ISAs and your tax-free allowance here.
You can relax knowing your savings are with an ethical bank you can trust and all deposits up to £85,000 are covered by the Financial Services Compensation Scheme (FSCS).
Remember, you cannot pay into a cash ISA with us if you have already paid in the full annual ISA allowance in this tax year.
Savings terms explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Business day is usually Monday to Friday excluding bank holidays.
Calendar month means from midnight on the first day of a month to 11.59:59pm on the last day of the month.
Fixed interest means the rate stays the same until the account matures.
Gross is the rate of interest payable before any tax is taken off.
Tax-free means you will not pay any tax on your interest.
Tax year runs from 6 April to 5 April.
Variable interest means that it could go up or down.
Please note: any reference to tax is based on our understanding of current tax regulations which may change in the future and depend on the customer's individual financial circumstances.
The Co-operative Bank reserves the right to decline or accept any application and/or deposit.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of The Co-operative Bank p.l.c. are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with The Co-operative Bank and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please read further information on the FSCS scheme here or visit their website.
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