Contactless

Contactless payments
Contactless payment limits
Contactless payments abroad
Blocking contactless payments

Contactless payments

Contactless payments allow you to pay quickly and securely. Here’s how they work.

1. You tap your card on a card reader (available at most retailers across the UK).
2. The reader tries to connect and checks you’ve got enough money in your account.
3. If successful, the payment should be made in just a few seconds.

Contactless payment limits

Contactless payment limits control the maximum amount that can be spent in a contactless payment without entering your PIN. One limit applies to UK payments and one to payments made abroad (can be set to minimum £5, maximum £100 and the default is £100).

Limits will never stop you from being able to pay, but you’ll need to enter your PIN when the amount is above:

• your contactless limit
• a foreign country’s maximum contactless limit (even if that’s lower than the limit you’ve set for payments abroad)

Sometimes we’ll ask you to enter your PIN regardless of what your limit is. This is for security, so we can verify it’s you. Read more about how we keep you safe from fraud.

Blocking contactless payments

You can block contactless payments in our mobile app or online banking. Read more about card controls.

Related pages

PIN support
Replace a lost, stolen or damaged card