Our instant access savings accounts let you take full control of your money, with the option to make payments whenever you need to.Looking for a fixed rate savings account instead?
To apply, you must be:
- A UK resident.
- 16 or over.
- Registered and apply through online banking.
- A Co-operative Bank current account customer.
Approval is based on an assessment of your personal circumstances.
Prefer an ISA with instant access?
Compare our instant access savings accounts
The main difference is how you access and manage your account.
Our savings tools can help you plan a budget and learn more about our ISAs.
Help for existing customers
Help and information about savings accounts for our existing customers.
Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on your individual financial circumstances.
The Co-operative Bank reserves the right to decline or accept any application and/or deposit.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).