Get help and support with debt from StepChange

It's okay to ask for help

The rising cost of living is causing more people to get into debt for the first time. We know debt can feel overwhelming, and that it can be hard to know how to reach out for help.

We want to help

We work with StepChange to make sure you can get support with debt when you need it most. Their experts can advise you on issues such as:

StepChange Debt Charity logo
  • Budgeting and managing your money

  • Making a debt management plan

  • Applying for debt relief or respite if you’re eligible

  • Managing your mortgage, or applying for equity release

  • Applying for bankruptcy or sequestration.

Any conversation you have with StepChange will not affect your credit score. They’ll talk you through your options and explain how these may affect you.

Get support that suits you

StepChange adapts their expert advice and support to work for you. They offer:

Free support

They won't charge you anything for their support

A safe space to be heard

They’re there to listen, and they won’t judge you

Personalised support

They can make adjustments in the way they offer support depending on your situation, and can offer you a personal action plan and a recommended solution


They won’t tell us about what you discuss unless you want them to, and you can speak with them anonymously if you prefer

Get in touch with StepChange

It takes about 10 minutes to complete the form if you've got all your details ready.

  • When you complete the form, you'll need to have handy:

  • Your name, address and best contact number
  • A brief description of your situation and needs.

Remember, StepChange won’t tell us about what you discuss unless you want them to.

Related pages

Money Management Hub

Supporting you with living costs, major life events, debt help, and whatever else we can.

Money management hub

Citizens Advice

We’ve partnered with Citizens Advice to make sure people can get support when they need it most. Citizens Advice can help you if you’re experiencing financial and legal problems.

Citizens Advice

Financial abuse and economic abuse

Financial abuse and economic abuse can take many forms. We’re here to help you spot the signs and get support safely.

Financial abuse and economic abuse

Not found what you're looking for?

Contact our support team