Interest Rates for our savings products no longer available

Below are the current interest rates for savings accounts no longer available to new savers. Please note that since these products were launched we've changed the way we use your personal information. Please see the how we use your personal information PDF.

Britannia Savings General Terms and Conditions

The Co-operative Bank Savings General Terms and Conditions

 

Britannia

Instant Access

Branch Deposit
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.06 0.06 Annually
£50,000+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.03 0.03 Annually
£50,000+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Cash Child Trust Fund (non stakeholder)
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.09 0.09 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Clubs and Charities account and Gross Interest Deposit account
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Client Account
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.10 0.10 Annually
Effective from 1st July 2019.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021.
Devon and Cornwall
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Bi-Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Bi-Annually
Effective from 5th May 2021. These Interest rates are variable.
DirectSaver
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable. 
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
DirectSaver Monthly
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100+ 0.06 0.06 Monthly
£1+ 0.06 0.06 Monthly
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100+ 0.03 0.03 Monthly
£1+ 0.03 0.03 Monthly
Effective from 5th May 2021. These Interest rates are variable.
FirstSaver
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Flexible Savings
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£20,000+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
£20,000+ 0.06 0.06 Monthly
£1+ 0.06 0.06 Monthly
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£20,000+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
£20,000+ 0.03 0.03 Monthly
£1+ 0.03 0.03 Monthly
Effective from 5th May 2021. These Interest rates are variable.
Instant Access Card Deposit
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£20,000+ 0.06 0.06 Annually
£100+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£20,000+ 0.03 0.03 Annually
£100+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Matured Child Trust Fund
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 1st September 2020. These interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Net Interest Deposit
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Select Saver Card
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.

Fixed Term

Fixed Rate Bonds
Your rate is fixed which means it won't change during the term and depends on the date in which you opened your Bond. Please refer to your passbook to identify your product term and issue number.
Term Issue Interest Credited Gross% AER%
1Y 264 Annually 1.71 1.71
1Y 264 Monthly 1.69 1.70
1Y265Annually1.751.75
1Y265Monthly1.711.72
1Y 266 Annually 1.30 1.30
1Y 266 Monthly 1.29 1.29
1Y267Annually1.341.34
1Y267Monthly1.311.31
1Y 268 Annually 1.15 1.15
1Y 268 Monthly 1.14 1.14
1Y269Annually1.181.18
1Y269Monthly1.151.15
1Y 270 Annually 0.85 0.85
1Y 270 Monthly 0.84 0.84
1Y 271 Annually 0.90 0.90
1Y 271 Monthly 0.87 0.87
1Y 272 Annually 0.50 0.50
1Y 272 Monthly 0.49 0.49
1Y 273 Annually 0.56 0.56
1Y 273 Monthly 0.53 0.53
1Y 274 Annually 0.35 0.35
1Y 274 Monthly 0.34 0.34
1Y 275 Annually 0.40 0.40
1Y 275 Monthly 0.37 0.37
1Y 276 Annually 0.23 0.23
1Y 276 Monthly 0.22 0.22
1Y 277 Annually 0.28 0.28
1Y 277 Monthly 0.25 0.25
2Y 121 Annually 0.75 0.75
2Y 121 Monthly 0.74 0.74
2Y122Annually0.750.75
2Y122Monthly0.750.75
2Y 123 Annually 1.30 1.30
2Y 123 Monthly 1.29 1.29
2Y124Annually1.341.34
2Y124Monthly1.311.31
2Y 125 Annually 1.84 1.84
2Y 125 Monthly 1.82 1.83
2Y126Annually1.871.87
2Y126Monthly1.841.85
2Y 127 Annually 1.35 1.35
2Y 127 Monthly 1.34 1.34
2Y128Annually1.401.40
2Y128Monthly1.371.37
2Y 129 Annually 1.21 1.21
2Y 129 Monthly 1.20 1.20
2Y130Annually1.251.25
2Y130Monthly1.211.21
2Y 131 Annually 1.10 1.10
2Y 131 Monthly 1.08 1.08
2Y132Annually1.151.15
2Y132Monthly1.121.12
2Y 133 Annually 1.00 1.00
2Y 133 Monthly 0.99 0.99
2Y 134 Annually 1.03 1.03
2Y 134 Monthly 1.00 1.00
2Y 135 Annually 0.56 0.56
2Y 135 Monthly 0.56 0.56
2Y 136 Annually 0.59 0.59
2Y 136 Monthly 0.56 0.56
2Y 137 Annually 0.40 0.40
2Y 137 Monthly 0.39 0.39
2Y 138 Annually 0.43 0.43
2Y 138 Monthly 0.40 0.40
2Y 139 Annually 0.26 0.26
2Y 139 Monthly 0.25 0.25
2Y 140 Annually 0.31 0.31
2Y 140 Monthly 0.28 0.28
3Y 73 Annually 1.40 1.40
3Y 73 Monthly 1.39 1.40
3Y 74 Annually 1.43 1.43
3Y 74 Monthly 1.40 1.41
3Y 75 Annually 1.60 1.60
3Y 75 Monthly 1.58 1.60
3Y 76 Annually 1.65 1.65
3Y 76 Monthly 1.62 1.63
3Y 77 Annually 1.75 1.75
3Y 77 Monthly 1.73 1.75
3Y 78 Annually 1.81 1.81
3Y 78 Monthly 1.78 1.79
3Y 79 Annually 1.25 1.25
3Y 79 Monthly 1.24 1.25
3Y80Annually1.281.28
3Y80Monthly1.251.25
3Y 81 Annually 0.90 0.90
3Y 81 Monthly 0.89 0.89
3Y82Annually0.900.90
3Y82Monthly0.900.90
3Y 83 Annually 1.45 1.45
3Y 83 Monthly 1.44 1.44
3Y84Annually1.501.50
3Y84Monthly1.461.46
3Y 85 Annually 2.00 2.00
3Y 85 Monthly 1.98 1.99
3Y86Annually2.032.03
3Y86Monthly2.002.01
3Y 87 Annually 1.43 1.43
3Y 87 Monthly 1.42 1.42
3Y88Annually1.461.46
3Y88Monthly1.431.43
3Y 89 Annually 1.31 1.31
3Y 89 Monthly 1.30 1.30
3Y90Annually1.341.34
3Y90Monthly1.311.31
3Y 91 Annually 1.15 1.15
3Y 91 Monthly 1.14 1.14
3Y92Annually1.181.18
3Y92Monthly1.151.15
3Y 93 Annually 1.10 1.10
3Y 93 Monthly 1.09 1.09
3Y 94 Annually 1.15 1.15
3Y 94 Monthly 1.12 1.12
3Y 95 Annually 0.63 0.63
3Y 95 Monthly 0.62 0.62
3Y 96 Annually 0.68 0.68
3Y 96 Monthly 0.65 0.65
3Y 97 Annually 0.50 0.50
3Y 97 Monthly 0.49 0.49
3Y 98 Annually 0.53 0.53
3Y 98 Monthly 0.50 0.50

ISA

30-day Notice Cash ISA
Rates up to 4th May 2021
Balance Tax-Free% AER% Interest credited
£9,000+ 0.15
0.15 Annually
£3,000+ 0.15 0.15
£9,000+ 0.15 0.15 Monthly
£3,000+ 0.15 0.15
Effective from 24th June 2020. These interest rates are variable.
New rates from 5th May 2021
Balance Tax-Free% AER% Interest credited
£9,000+ 0.10
0.10 Annually
£3,000+ 0.10 0.10
£9,000+ 0.10 0.10 Monthly
£3,000+ 0.10 0.10
Effective from 5th May 2021. These Interest rates are variable.
Britannia Additional Allowance ISA
Effective from 5th May 2021
Balance Tax-free% AER% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These interest rates are variable.
Cash ISA
Rates up to 4th May 2021
Balance Tax-free% AER% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance Tax-free% AER% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Instant Access Cash ISA
Rates up to 4th May 2021
Balance Tax-free% AER% Interest credited
£15,000+ 0.15
0.15 Annually
£9,000+ 0.15 0.15 Annually
£3,000+ 0.15 0.15 Annually
£1+ 0.15 0.15 Annually
Effective from 24th June 2020. These Interest rates are variable
New rates from 5th May 2021
Balance Tax-free% AER% Interest credited
£15,000+ 0.03
0.03 Annually
£9,000+ 0.03 0.03 Annually
£3,000+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Limited Access Cash ISA
  Balance Tax-free% AER% Interest credited
One withdrawal or less, including partial transfers, per tax year £500+ 0.10 0.10 Annually
£1+ 0.05 0.05 Annually
Two withdrawals or more, including partial transfers, per tax year. £1+ 0.05 0.05 Annually
Effective from 24th June 2020. These Interest rates are variable.

The terms and conditions of your account explain that if you make/have made two withdrawals or more including partial transfers in the same tax year* or your balance falls below the minimum £500 we will deduct 1.50% from the interest rate payable. However, at present (and until further notice) we will not deduct the full 1.50%. Instead, a lower rate of 0.05% interest will apply. We reserve the right in future to apply the 1.50% interest rate deduction. Any future changes to interest rates will be notified in accordance with the terms and conditions.

Select Access Cash ISA (Issues 1-5)
  Balance Tax-free% AER% Interest credited
Two withdrawals or less, including partial transfers, per tax year £1+ 0.10 0.10 Annually
Three withdrawals or more, including partial transfers, per tax year. £1+ 0.05 0.05 Annually
Effective from 24th June 2020. These interest rates are variable.

Limited Access

DirectSaver Reserve
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
EasySaver Card
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100,000+ Withdrawals on twelve days or less per calendar year 0.06 0.06 Annually
£50,000+ 0.06 0.06 Annually
£20,000+ 0.06 0.06 Annually
£100+ 0.06 0.06 Annually
£1+ Withdrawals on thirteen days or more per calendar year 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100,000+ Withdrawals on twelve days or less per calendar year 0.03 0.03 Annually
£50,000+ 0.03 0.03 Annually
£20,000+ 0.03 0.03 Annually
£100+ 0.03 0.03 Annually
£1+ Withdrawals on thirteen days or more per calendar year 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Maturity Saver & Matured Bond Instant Access
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.06 0.06 Annually
£50,000+ 0.06 0.06
£250+ 0.06 0.06
£1+ 0.06 0.06
£100,000+ 0.06 0.06 Monthly
£50,000+ 0.06 0.06
£250+ 0.06 0.06
£1+ 0.06 0.06
Effective from 24th June 2020. These Interest rates are variable.

(For customers with a maturing bond only)
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.03 0.03 Annually
£50,000+ 0.03 0.03
£250+ 0.03 0.03
£1+ 0.03 0.03
£100,000+ 0.03 0.03 Monthly
£50,000+ 0.03 0.03
£250+ 0.03 0.03
£1+ 0.03 0.03
Effective from 5th May 2021. These Interest rates are variable.

(For customers with a maturing bond only)
Select Access Saver (Issues 1-6)
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 24th June 2020. These interest rates are variable.
Select Access Saver 7
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.20 0.20
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 28th August 2020. These interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 5th May 2021. These Interest rates are variable.
Select Access Saver 8
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 24th June 2020. These interest rates are variable.
Select Access Saver 9
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.20 0.20
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 28th August 2020. These interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 5th May 2021. These Interest rates are variable.
Select Access Saver 10
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.20 0.20
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 28th August 2020. These interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 5th May 2021. These Interest rates are variable.
Select Access Saver 11
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.20 0.20
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 28th August 2020. These interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 5th May 2021. These Interest rates are variable.
Select Access Saver 12
Rates up to 4th May 2021
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.80 0.80
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 13th March 2020. These interest rates are variable.
New rates from 5th May 2021
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 5th May 2021. These Interest rates are variable.
Select Access Saver 13
Rates up to 4th May 2021
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.55 0.55
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 1st April 2020. These interest rates are variable.
New rates from 5th May 2021
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.10 0.10
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 5th May 2021. These Interest rates are variable.
Select Access Saver 14
  Balance AER% Gross% Interest credited
Four withdrawals or less per calendar year £1+ 0.20 0.20
Annually
Five withdrawals or more per calendar year £1+ 0.05 0.05
Effective from 24th June 2020. These interest rates are variable.

The Co-operative Bank

Instant Access

Bonus Account
Rates up to 4th May 2021
Balance AER% Gross% Interest Credited
£5,000+ 0.06 0.06 Annually
£1,000+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest Credited
£5,000+ 0.03 0.03 Annually
£1,000+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Cash Saver
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.06 0.06 Bi-annually
£10,000+ 0.06 0.06 Bi-annually
£5,000+ 0.06 0.06 Bi-annually
£1+ 0.06 0.06 Bi-annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.03 0.03 Bi-annually
£10,000+ 0.03 0.03 Bi-annually
£5,000+ 0.03 0.03 Bi-annually
£1+ 0.03 0.03 Bi-annually
Effective from 5th May 2021. These Interest rates are variable.
The Co-operative Bank Instant Access Savings Account
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£200+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£200+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
The Co-operative Instant Access Savings Account
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
The Co-operative Membership Savings
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Deposit
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.06 0.06 Bi-annually
£10,000+ 0.06 0.06 Bi-annually
£5,000+ 0.06 0.06 Bi-annually
£1+ 0.06 0.06 Bi-annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.03 0.03 Bi-annually
£10,000+ 0.03 0.03 Bi-annually
£5,000+ 0.03 0.03 Bi-annually
£1+ 0.03 0.03 Bi-annually
Effective from 5th May 2021. These Interest rates are variable.
High Interest Tracker
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Investment 90
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.06 0.06 Bi-annually (or monthly)
£25,000+ 0.06 0.06 Bi-annually (or monthly)
£10,000+ 0.06 0.06 Bi-annually (or monthly)
£5,000+ 0.06 0.06 Bi-annually (or monthly)
£1+ 0.06 0.06 Bi-annually (or monthly)
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.03 0.03 Bi-annually (or monthly)
£25,000+ 0.03 0.03 Bi-annually (or monthly)
£10,000+ 0.03 0.03 Bi-annually (or monthly)
£5,000+ 0.03 0.03 Bi-annually (or monthly)
£1+ 0.03 0.03 Bi-annually (or monthly)
Effective from 5th May 2021. These Interest rates are variable.
Linked Savings
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Pathfinder
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.06 0.06 Monthly
£50,000+ 0.06 0.06 Monthly
£15,000+ 0.06 0.06 Monthly
£5,000+ 0.06 0.06 Monthly
£2,500+ 0.06 0.06 Monthly
£1+ 0.06 0.06 Monthly
Effective from 24th June 2020. These Interest rates are variable.

Terms and Conditions >
How we use your personal information >
Account charges and savings leaflet >
Pathfinder Fee Information Document >
Glossary >
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.03 0.03 Monthly
£50,000+ 0.03 0.03 Monthly
£15,000+ 0.03 0.03 Monthly
£5,000+ 0.03 0.03 Monthly
£2,500+ 0.03 0.03 Monthly
£1+ 0.03 0.03 Monthly
Effective from 5th May 2021. These Interest rates are variable.

Terms and Conditions >
How we use your personal information >
Account charges and savings leaflet >
Pathfinder Fee Information Document >
Glossary >
Personal Special Deposit
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.06 0.06 Bi-annually
£10,000+ 0.06 0.06 Bi-annually
£5,000+ 0.06 0.06 Bi-annually
£1+ 0.06 0.06 Bi-annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.03 0.03 Bi-annually
£10,000+ 0.03 0.03 Bi-annually
£5,000+ 0.03 0.03 Bi-annually
£1+ 0.03 0.03 Bi-annually
Effective from 5th May 2021. These Interest rates are variable.
Privilege Premier Savings
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.15
0.15
Annually
£1+ 0.15 0.15 Annually
Effective from 24th June 2020. These Interest rates are variable.

If you convert your Privilege Premier current account to a standard Current account, your Privilege Premier savings account will also be converted to a standard Linked Savings account and the lower variable rate of interest for that account will be paid.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.12
0.12
Annually
£1+ 0.06 0.06 Annually
Effective from 5th May 2021. These Interest rates are variable.

If you convert your Privilege Premier current account to a standard Current account, your Privilege Premier savings account will also be converted to a standard Linked Savings account and the lower variable rate of interest for that account will be paid.
Privilege Savings
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.12 0.12 Annually
Effective from 24thJune 2020. These Interest rates are variable.

If you convert your Privilege current account to a standard Current account, your Privilege savings account will also be converted to a standard Linked Savings account and the lower variable rate of interest for that account will be paid.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 5th May 2021. These Interest rates are variable.

If you convert your Privilege current account to a standard Current account, your Privilege savings account will also be converted to a standard Linked Savings account and the lower variable rate of interest for that account will be paid.
Save Direct
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.06 0.06 Annually
£50,000+ 0.06 0.06 Annually
£25,000+ 0.06 0.06 Annually
£15,000+ 0.06 0.06 Annually
£5,000+ 0.06 0.06 Annually
£250+ 0.06 0.06 Annually
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£100,000+ 0.03 0.03 Annually
£50,000+ 0.03 0.03 Annually
£25,000+ 0.03 0.03 Annually
£15,000+ 0.03 0.03 Annually
£5,000+ 0.03 0.03 Annually
£250+ 0.03 0.03 Annually
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.
Savewise
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.06 0.06 Bi-annually
£10,000+ 0.06 0.06 Bi-annually
£5,000+ 0.06 0.06 Bi-annually
£1+ 0.06 0.06 Bi-annually
Effective from 24th June. These Interest rates are variable.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£50,000+ 0.03 0.03 Bi-annually
£10,000+ 0.03 0.03 Bi-annually
£5,000+ 0.03 0.03 Bi-annually
£1+ 0.03 0.03 Bi-annually
Effective from 5th May 2021. These Interest rates are variable.
Savings Plus
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.09 0.09 Annually
Effective from 24th June 2020. The Savings Plus account is a linked savings account and was opened as part of the Current Account Plus. These interest rates are variable and guaranteed to track 0.5% below the Bank of England Base Rate for the life of your Current Account Plus.

If you convert your Current Account Plus to a Standard Current Account, your Savings Plus account will also be converted to a standard Linked Savings account and the lower variable rate of interest for that account will be paid.
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
Effective from 5th May 2021. The Savings Plus account is a linked savings account and was opened as part of the Current Account Plus. These interest rates are variable and guaranteed to track 0.5% below the Bank of England Base Rate for the life of your Current Account Plus.

If you convert your Current Account Plus to a Standard Current Account, your Savings Plus account will also be converted to a standard Linked Savings account and the lower variable rate of interest for that account will be paid.
TESSA Deposit (Matured TESSA account)
Rates up to 4th May 2021
Balance AER% Gross% Interest credited
£1+ 0.06 0.06 Annually
New rates from 5th May 2021
Balance AER% Gross% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.

ISA

The Co-operative Cash ISA
Rates up to 4th May 2021
Balance Tax-free% AER% Interest credited
£1+ 0.06 0.06 Annually
Effective from 24th June 2020. These Interest rates are variable.
New rates from 5th May 2021
Balance Tax-free% AER% Interest credited
£1+ 0.03 0.03 Annually
Effective from 5th May 2021. These Interest rates are variable.

Fixed Term

Fixed Term

Your rate is fixed which means it won't change during the term. Please refer to your welcome letter or statement to check your rate. Alternatively visit us in branch or speak to one of our savings advisers on 03457 212 212.

Definitions

Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Tax-free - The contractual rate of interest payable where interest is exempt from income tax.

Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on the customer’s individual financial circumstances.

The Co-operative Bank reserves the right to decline to accept any application and/or deposit.

smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more