Moving home

What happens to my mortgage when I move?

So whether you want to port your mortgage, or port and borrow more, we could have the right deal for you.

Porting

Moving to a new home, while keeping your current Co-operative Bank mortgage deal, is known as ‘porting’.

Porting your existing mortgage across to your new property is subject to our lending criteria and all our usual checks on the property.

If you choose to take out a new mortgage deal when you purchase a new home, and you're currently on a fixed rate mortgage you will have to pay an early repayment charge. Please contact us on 08000 288 288 to discuss this. Call charges.

Our range of mortgages for existing mortgage customers

• No product fee on some of our mortgages

Unfortunately we're unable to offer the following types of mortgages:

• Buy to Let
• Help to Buy
• Mortgages for debt consolidation
• Interest only mortgages

Appointment and application help

Manage your appointment with a mortgage adviser and check the progress of your application.

To discuss your existing mortgage or to check the progress of your mortgage application:

Call us on 08000 288 288

Call charges

Information or documents you'll need to apply

When you apply for a mortgage, we’ll need some things from you, such as:

• Details of your names and addresses for the last 3 years
• Details of your current income
• Details about the property