Moving home
Take your existing mortgage with you to your new home
- No product fee on some of our mortgages.
Your home may be repossessed if you do not keep up with repayments on your mortgage
Discuss your mortgage
Get advice from our friendly mortgage advisers.
Check out our mortgage deals
Take your mortgage with you to your new home and see how much more you could borrow.
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So whether you want to port your mortgage, or port and borrow more, we could have the right deal for you.
Porting
Moving to a new home, while keeping your current Co-operative Bank mortgage deal, is known as ‘porting’.
Porting your existing mortgage across to your new property is subject to our lending criteria and all our usual checks on the property.
If you choose to take out a new mortgage deal when you purchase a new home, and you're currently on a fixed rate mortgage you will have to pay an early repayment charge. Please contact us to discuss this.
See our rates -
- We offer a range of mortgages, including low-deposit and fee-free mortgages.
- Unfortunately we're unable to offer the following types of mortgages:
- Buy to Let
- Help to Buy
- Mortgages for debt consolidation
- Interest only mortgages
- Unfortunately we're unable to offer the following types of mortgages:
See our rates - We offer a range of mortgages, including low-deposit and fee-free mortgages.
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To discuss your existing mortgage or to check the progress of your mortgage application
Call us on 08000 288 288
Lines are open 9am –5pm Monday to Friday
Information or documents you'll need to apply
When you apply for a mortgage, we’ll need some things from you, such as:
- Details of your names and addresses for the last 3 years
- Details of your current income
- Details about the property
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The Co-operative Bank offers home insurance with Fairmead Insurance Limited.
More about Home Insurance
Important information
Tariff of charges
Download Tariff of charges PDF (35KB)General information for regulated mortgages
Download General information for regulated mortgages PDF (210KB)How we use your personal information
Download How we use your personal information PDF (622KB)The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.
Important information about our call charges
Calls to 0800 and 0808 numbers are free from landlines and mobiles. Calls to 03 numbers cost the same as calls to numbers starting with 01 and 02. Calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company's access charge. Calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company's access charge. If you're calling from outside the UK, call charges may vary.
Calls may be monitored or recorded for security and training purposes.
Contact us
If you'd like more help & information, you can:
