• Bank account guides

    Practical guides to help you find, apply and manage a bank account that’s right for you.

Learn more about bank accounts

Bank accounts with breakdown cover

Some bank accounts include extras like breakdown cover and travel insurance for a monthly fee.

Learn what breakdown cover is, how it works, what to consider when choosing a policy, and how our packaged bank account, Everyday Extra, compares.

What is a current account?

Want to know about the benefits of a current account? Find out everything you need to know about opening a bank account here.

What is a debit card?

Read our guide to debit cards and learn how they work, how they are different to credit cards and how to setup contactless payments.

What is a joint bank account?

This guide explains how joint bank accounts work and how they can make paying for joint bills much easier and save you the task of transferring money between accounts.

What is a packaged bank account?

Unlike many standard current accounts, packaged bank accounts often come with a monthly fee. Read this guide to learn more about the benefits, the costs and what to consider before applying.

How much will I be charged to use an overdraft on my Co-operative Bank current account?

Use this calculator to see how much you’ll be charged when using an overdraft.

How to open a bank account

Read our guide to learn what you need to open a new bank account. We also look at the benefits of bank accounts, how long it may take to open one and how switching bank accounts work.

Can I have more than one current account?

If you’re considering having more than one current account, then this guide is a good place to start. Learn about potential benefits, drawbacks and what to look out for when opening new current accounts here.

Bank accounts for 16 and 17 year olds

If you’re new to banking, a bank account will provide somewhere safe and practical to get wages paid into. Read our guide to learn about bank accounts for 16 and 17 year olds and what you need to open one.

Current accounts for couples, students, travellers and poor credit history

Read our guide to learn more about our current accounts for couples, students, holidaymakers and poor credit history, and the different features they offer.

Can I get a bank account with little or poor credit history?

This guide explains how your credit history can have an impact on the bank accounts available to you, how you can prepare to open a bank account and how you can manage a bank account to improve your credit rating.

All about bank accounts with travel insurance

Some bank accounts come with features and extras such as travel insurance. Read this guide to learn how they work, what to look out for and what a pre-existing condition is.

What types of bank account are there?

From current accounts to packaged bank accounts with extras such as phone or travel insurance, find out which bank account could help you to get the most out of your money.

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