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Google Pay™

Google Pay is simpler, safer, and you can use it anywhere contactless is accepted.


  • Store your cards in a virtual wallet, and use them just like you would with your contactless card.
  • Your cards are stored safely and securely with a unique virtual account number. This means that your personal details will never be shared with the recipient - just the vital information to make the payment.
  • Pay for anything under £30 by just waking up your device and tapping your phone against a contactless card machine. Anything over £30 you'll need your device passcode, fingerprint or pattern to authenticate.

    • Some merchants may set a maximum spend for Google Pay.

How does Google Pay work?

Google Pay is like having a wallet on your smartphone. Once you download the app, you can virtually store your debit or credit card on there and make purchases either in participating apps or at any retailer that you see the contactless or Google Pay symbol.

Which cards and devices are eligible?

Most of our Co-operative Bank debit and credit cards are eligible, except for ATM cards and business credit/debit cards. To use Google Pay, cardholders will need a NFC capable Android™ device running Android 5.0. (Lollipop®) or higher.

Is Google Pay secure?

Google Pay doesn't send your actual credit or debit card number with your payment. Instead it uses a virtual account number that differs from the details on your card, meaning your card details stay safe.


Download Google Pay

Before you download Google Pay, please read the Google Pay Terms of use below:



Need more information?

Go to our help and support for information about Google Pay.

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Android and Google Pay are trademarks of Google LLC.