Mortgage rates for existing customers moving home
The Co-operative Bank provides mortgages through Britannia, part of the Co-operative Bank. Our range of mortgages include fixed rates and tracker rates.
With a fixed rate mortgage your payments are fixed for the duration of the fixed term. With a tracker rate mortgage your payments track the Bank of England base rate so can go up as well as go down.
Use our table below to see our current product range. Early repayment charges may apply.
For further information, call us on 08000 288 288
Questions about your mortgage?
Get advice from our friendly Mortgage Advisers.
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.94% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.94% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.94% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 2.24% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 2.24% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.4% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 2.64% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.5% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.9% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.44% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.44% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.84% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.34% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.6% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021
3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.34% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.6% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021
3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.34% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021
3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.64% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.9% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021
3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.64% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.9% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021
3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 3.04% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.1% APRC
Minimum loan amount
£5,000
£0
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021
3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 1.84% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 1.84% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 1.84% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.54% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.14% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.44% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.9% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.44% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.84% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.1% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.49% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.4% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 2.19% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.5% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.49% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.49% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.79% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.4% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.79% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.4% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 1.74% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.1% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.44% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 1.74% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 1.74% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.1% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.04% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
3 Year Fixed Rate
-
3 Year Fixed Rate
A rate of 2.04% fixed until 31/10/2021 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.2% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
3 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 3% 1 November 2019 - 31 October 2020 2% 1 November 2020 - 31 October 2021 1% After 31 October 2021 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.04% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.74% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.1% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.04% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.04% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.7% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.34% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
3.9% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
5 Year Fixed Rate
-
5 Year Fixed Rate
A rate of 2.34% fixed until 31/10/2023 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.0% APRC
Minimum loan amount
£5,000
£1499
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
5 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 5% 1 November 2019 - 31 October 2020 4% 1 November 2020 - 31 October 2021 3% 1 November 2021 - 31 October 2022 2% 1 November 2022 - 31 October 2023 1% After 31 October 2023 No early repayment charge applicable
Lifetime Tracker
Bank of England base rate plus
Current rate
for the life of the mortgage
-
Lifetime Tracker
Bank of England Base Rate plus 2.49%, currently 2.99% variable for the life of the mortgage.
The overall cost for comparison
3.3% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
Early repayment charges do not apply to our Lifetime Tracker mortgages, so you can overpay with no restrictions.
Lifetime Tracker
Bank of England base rate plus
Current rate
for the life of the mortgage
-
Lifetime Tracker
Bank of England Base Rate plus 2.49%, currently 2.99% variable for the life of the mortgage.
The overall cost for comparison
3.2% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
Early repayment charges do not apply to our Lifetime Tracker mortgages, so you can overpay with no restrictions.
Lifetime Tracker
Bank of England base rate plus
Current rate
for the life of the mortgage
-
Lifetime Tracker
Bank of England Base Rate plus 2.49%, currently 2.99% variable for the life of the mortgage.
The overall cost for comparison
3.2% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
Early repayment charges do not apply to our Lifetime Tracker mortgages, so you can overpay with no restrictions.
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.59% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.59% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.59% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.3% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.89% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.4% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 1.89% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.4% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
2 Year Fixed Rate
-
2 Year Fixed Rate
A rate of 2.29% fixed until 31/10/2020 followed by our standard variable rate, currently 4.74% remaining on these variable terms for the remainder of the mortgage term.
The overall cost for comparison
4.5% APRC
Minimum loan amount
£5,000
£999
Charges and extra
Early repayment charges
If you repay your mortgage in full or part by capital repayment, or transfer to another product within the periods shown, the following early repayment charge will apply. This will be calculated as a percentage of the amount that you repay early.
You may be able to overpay by up to 10% of your mortgage balance per calendar year without penalty. This will be clearly stated in your specific mortgage terms and conditions.
2 Year Fixed Rate
Dates during which the Mortgage is repaid early Early repayment charge Up to 31 October 2019 2% 1 November 2019 - 31 October 2020 1% After 31 October 2020 No early repayment charge applicable
Representative example
A mortgage of
£45,693.00
payable over
15 years & 8 months
initially on a
fixed rate for
5
years
at
2.34%
and then on our
current variable rate of
4.74%
variable for the remaining
10 years & 8 months
would require
60
monthly payments of
£290.55
and
128
monthly payments of
£327.80
.
The
total amount payable
would be
£59,633.97
made up of the loan amount plus
interest
£13,940.97
, and a
product fee of
£0
and a
valuation fee of
£118
.
The overall cost for comparison is 3.5% APRC representative.
Your home may be repossessed if you do not keep up with repayments on your mortgage
The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.
Contact us
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