Bank of England Base Rate change

On 4 August 2022, the Bank of England Base Rate increased from 1.25% to 1.75%


For everyday borrowing

Whether you need cash to solve an unexpected problem or to make the most of an opportunity, we're here to help and offer a number of options.

These products are subject to status. This means we’ll complete credit checks and an assessment of your financial circumstances.

Business Credit card

  • Apply for a credit limit of between £500 and £25,000

  • Interest-free period on purchases of up to 56 days (if balance is paid in full by due date)

Business Overdraft

  • Apply to borrow up to £250,000 (for overdrafts over £250,000, contact a relationship manager)

Variable rate loan

  • Flexible loan terms available

Business Charge card

  • Interest-free period of up to 48 days (if balance paid in full by due date).

  • Monthly fee of only £2 per card

Commercial lending

Borrowing for large scale business goals and investment

We offer a range of lending products that are personalised and flexible to meet your business needs. Whether you're investing in residential or commercial estate, looking to deliver your social purpose or improving your ESG standards - we are here to support your business.

These products are subject to status. This means we'll complete an assessment of your financial situation.

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Renewable energy funding scheme

  • A fund designed to help you improve your green credentials, lower your business' carbon footprint and achieve your ESG goals.

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Charity and Co-operative lending fund

  • Giving charitable organisations the opportunity to invest in their future and deliver their social purpose.

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Commercial Mortgage

  • Support in securing high value investment property both residential and commercial

Standards of Lending Practice

The Co-operative Bank is one of the registered firms to subscribe to the Standards of Lending Practice which set the benchmark for good lending practices in the UK. The Standards outline the way registered firms are expected to deal with their customers throughout the entire product life cycle.

For more information on the The Standards of Lending Practice please visit the Lending Standards Board website.

You can also view further information on our commitments to our business customers and what we ask of you.

Not found what you're looking for?

Contact our support team