Business Online Banking

Get direct access to your accounts online and bank digitally.

Register for Business Online Banking.

Log in to online banking

Business Online Banking

For your business to manage their finances effectively, you need a reliable digital banking service like our online banking platform. We offer a range of features to make banking online fast and frictionless. There are also a number of additional services that you can choose from to complement your digital banking experience.

Please note: Banks are seeing an increase in fraudsters creating fake online banking websites. Always be vigilant when accessing your online banking, and ensure you always type into your browser https://www.co-operativebank.co.uk/business rather than using a search engine.

Criminals often call customers, posing as our fraud team, to get your details. Never tell anyone the codes from your security token. Find out more about online security

Service highlights

Visibility

See real-time balance and transaction information, scheduled Direct Debits and standing orders

Compatibility

Service is compatible with
Android V7 and above
iOS 13.1.3 and above

Accessibility

Level AA for Web Content Accessibility Guidelines. (WCAG 2.0)

More on accessible banking

Key features

Our Business Online Banking has:

  • Foreign currency payments

    Support to make foreign currency payments to UK banks

  • Real-time information

    Real-time balance and transaction information

  • Open banking

    Integration of accountancy software like Xero and Sage

  • Alerts in real time

    Get alerts to your phone for changes made to your account and fraud warnings

  • Simple dashboard

    Intuitive design with keyboard shortcuts and simple navigation

Ready to register?

If you have one of our business current accounts already, you are ready to start banking online.

A screenshot of the Business Online Banking all transactions page, listing recent online transactions and the type, status, account names, payee name, frequency type and data for each one. It shows links to other pages such as search transactions.
A screenshot of the Business Online Banking make a UK payment page. It shows options for the user to select the account they want to use, make a one off payment to a new payee or create a new payee, select the payee name and enter the amount and reference

Extras

Additional services you can choose to complement your digital banking experience.

A screenshot of the Business Banking App your accounts page on a mobile device, showing details of two current accounts. The name, sort code, account number are shown for both. The available and current balance and overdraft limit are shown for the first.

Mobile banking

Our app has been designed to make banking on the go quick, simple and secure. Manage your finances wherever you are in just a few clicks.

A screenshot of the Financial Director Online accounts page, showing links to actions such as make a UK payment. It lists the user’s accounts with details such as account type. It shows a vertical menu of links to other pages such as search transactions.

Financial Director Online

Our online banking platform for commercial customers allows large-scale businesses to manage their complex payment needs easily.

A screenshot of the Business Banking App set up account access page on a mobile device. Text instructs users to select the account they want to share. It shows links to manage access via Business Online Banking and review the data they’ll be sharing.

Open Banking

Access new banking products and services and find new ways to make the most of your money with our registered third party providers.

You can also give key individuals in your business online banking authorisation or access including:

  • Payment approvers

  • Signatories, which can be given authority to make changes and complete transactions

Useful links

Security when banking online

Secure log in and authentication

Using our new app, HID Approve mobile security app, we have created more secure log ins to our services, as well as a way to authenticate payments. It is an alternative to using the plastic security token and it’s free, easy and available wherever you are.

Read more about HID Approve

Staying safe online

We know online security is important to our customers. Find out about our fraud guarantee, how to stay safe online and more.

Learn about fraud and Security

Confirmation of Payee checks

We’ve introduced Confirmation of Payee service checks when making payments to new payees. Find out how Confirmation of Payee helps protect you and get answers to frequently asked questions.

Understand Confirmation of Payee

Register for Business Online Banking

You can register for our online banking service as long as you hold any one of our business current accounts.

Register

Help and guides

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with The Co-operative Bank and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please read further information on the FSCS scheme here or visit their website.