Who we are

The co-operative values on which we built the bank over 145 years ago still stand today. They are more than the foundations of the bank, they are what connect us together – colleagues, consumers, the businesses we bank, charities we support and the issues we stand for.

If you're responsible for the banking needs of a business or community organisation, you're already likely to have a pretty clear view of what you're looking for from your bank.


We pioneer banking that makes a positive difference to the lives of our customers and communities.

Our Vision

To be the efficient and financially sustainable UK retail and SME bank that's distinguished by co-operative values.

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What makes us ethical?

We know everyone has a different definition of what it means to be ethical. So, for almost 30 years, we’ve been asking what it means to you. Your responses have shaped us, to become the first UK high street bank to introduce a customer-led Ethical Policy. A traditional bank you can trust.

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Customer testimonials

Find out why our customers joined us for better business banking and how you can enjoy better business banking with a bank that supports local communities.

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Community Donation Fund

Our Donation Fund account holders are involved in all sorts of projects. Take a look at how the fund has supported communities.


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The Co-operative Bank has been voted the winner of the 2021 'Best Charity Banking Provider' award by Business Moneyfacts, for the sixth consecutive year.

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The Co-operative Bank has been highly commended in the 2020 'Best Service from a Business Bank' award by Business Moneyfacts.

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The Hive

We are proud supporters of The Hive, a business support programme for people keen to start or grow a co-operative or community enterprise.

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Your feedback is important

We are investing £32m in improvements over 3 years for our SME customers. For more information on what this will include please click below.

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Open a Business Current Account

Make banking for your business simple and straightforward with one of our current accounts.

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Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk

Not found what you're looking for?

Contact our support team