Business Online Banking

Business Online Banking gives you direct access to your business account.

If you're new to online banking, refer to our Business Online Banking user guide.

Warning - Fraudsters are cold calling customers

If you've been asked to download software onto your device before checking your online banking, STOP! It's a scam. Please also remember, never tell anyone your token codes, not even us. If you're concerned that you may have been targeted by fraudsters please contact us on +44(0)3457 213 213 Call charges


Business Banking App

You can now manage your accounts on the go, with our Business Banking App (Subject to eligibility)


Staying safe online

We know online security is important to our customers. Find out about our fraud guarantee, how to stay safe online and more.


Mobile security token

Our mobile security token is a quick and secure way to generate verification codes from your mobile. This is as an alternative to using your physical security token for accessing your account and authorising payments.

Open Banking

Open banking allows you to easily and safely share your financial data with regulated third party providers (TPPs).

Third party providers can introduce you to new banking products and services. They could also give you a more detailed understanding of your accounts, and help you find new ways to make the most of your money.

Giving TPPs access to your account is completely optional and they can't gain access to your account unless you've allowed it.

Learn more about open banking

Payment redirection

When you make a payment to a payee's account that has been fully switched, it will be redirected to their new account. For future payments, you will need to update their details.

Learn more about payment redirection

FSCS logo

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please click here for further information or visit