What is Clover?
With more than 4bn transactions processed in 2023, Clover helps over 700,000 merchants to grow, thrive and work smarter. Whether you have a retail shop, a hospitality business or an Ecommerce website that takes online payments, Clover has a solution for you.
And, if you have more than one location, Clover can give you the power to manage and streamline payments and run your business across multiple sites.
Exclusive offer for Co-operative Bank business customers
Co-operative Bank business customers can access an exclusive package of benefits with Clover.
Why use Clover?
- Get paid quicker with free next day faster funding from Monday to Friday.
- No PCI (Payment Card Industry) management fees.
- Access to real time reporting.
- Access to over 100 powerful integrated tools in Clover’s app market.
- Up to £1,000 switch bonus toward your cancellation fees when you switch provider.
- No minimum monthly charge: only pay for what you use.
Check eligibility for you and key individuals
- 18 or over.
- A UK resident with a business or charity address in the UK.
- Holds a Co-operative Bank business current account.
Ready to apply?
Clover and your business
Whether you take card payments in person, online or on the phone, Clover provides flexible and scalable facilities to help you run and manage your business in real time. As Ecommerce grows, Clover’s virtual terminals for online and telephone payments are ready to provide secure and instant transactions. There is a range of hardware too for taking physical card payments, as well as applications that enable a streamlined operation. They are ready to serve your business, so you can serve your customers.
Restaurants with table service and with counter service
Clover has a variety of Electronic Point Of Sale (EPOS) systems to deliver a full service operation for table or counter service restaurants. Quality and consistency is delivered at pace for these businesses whose customer experience is always ensured.
Retail small and medium
There is so much to think about when running your own shop; from branding to packaging, to display and managing stock, you need easy-to-use support tools. Clover’s smart and flexible Point Of Sale (POS) systems can help take some of the complexity out of running your own business.
Health and beauty
There are lots of moving parts to busy salons. Staying on top of bookings and staff rotas is just the start. Clover’s smart and flexible Point Of Sale (POS) systems can help take a lot of the complexity out of running your own salon.
Ecommerce
Clover has a range of secure Ecommerce solutions that enable web, email, social media and telephony payments. You will be able to take payments around the clock by tapping into the online market and grow your business. It offers an out-of-the-box Application Programming Interface (API) payment solution that can integrate with over 20 shopping cart providers.
Clover Flex
Payment in the palm of your hand
Connect with your customers with Clover’s handheld all-in-one Point Of Sale (POS) solution. It’s small and intuitive, quick and powerful and allows you to accept payments, conduct your business and track your sales.
- Charges in an hour, lasts up to 8 hours.
- Built in receipt printer and barcode scanner.
- 5-inch hi-res antimicrobial touchscreen.
- Built-in fingerprint reader security.
Clover Mini
Small package, big impact
A powerful end-to-end Point Of Sale (POS) solution that’s small in size, but packed with features to help you run your business intuitively and flexibly. Take payments, manage stock levels, staff schedules and understand your business and customers better, all in a compact design.
- Ready to go, easy to use.
- Print, email and text receipts.
- Connect via Wi-Fi or 4G LTE (Long Term Evolution).
- Simple to learn and use; powerful and versatile.
Clover Station Pro
Run your business like a pro
Our most comprehensive Point Of Sale (POS) solution, beautifully designed to manage and grow your business all in one place. With speed, power and reliability, the Clover Station Pro supports your operations and management through its flexible features.
- Print, email and text receipts.
- Staff and shift rota management.
- Loyalty schemes and reward programmes via App Market.
- Ready to go, out of the box quick set up of your POS.
Register Lite
Get even more from your Clover device
Register Lite is a Software as a Service (SaaS) package that helps you to get more out of your Clover device by giving you access to a range of additional features.
- Manage your inventory and orders.
- Apply discounts and tax rates to items.
- Access 24/7 support and more.
If you are a Co-operative Bank business current account holder, you can get all the benefits of Register Lite for free (usually £6.99 a month) when you apply for a Clover device.
Register Lite shall be free for the duration of your device rental agreement with Clover, and subject to the terms agreed between you and Clover.
Clover’s virtual solutions
These solutions are virtual and cloud-based, which can be customised to suit your specific business needs. They can be your sole business payment approach; or, they can be beneficial additions to your Clover device. Clover offers secure, easy and digital payment options giving your powerful tools to run your business from anywhere.
Ecommerce
Secure payments online
Grow your business and extend your reach with a range of online payment options. You can integrate your set up with over 20 online shopping carts or even build bespoke solutions. With Clover, it’s never been easier to set up card payments online.
- Customise your hosted payments page.
- Process payments and refunds.
- Get real time reporting.
Virtual Terminal
Process sales anywhere
Make your mobile or computer your point of sale with our Virtual Terminal, which enables you to process ‘card not present’ payments quickly and securely. Transactions are encrypted and protected so you and your customers can rest assured.
- Get paid safely and easily.
- Send digital receipts instantly.
- End-to-end data encryption.
- See real-time sales data.
App market
Powerful and innovative tools
Clover’s app market ensures every functionality available in the market is provided to you. Maximise Clover’s potential by exploring a collection of powerful, integrated tools to help your business thrive.
- Over 100 apps that integrate with our Clover devices.
- Apps to manage your stock, staffing and ordering.
- Set up customer loyalty schemes.
- Manage your online orders.
Pay by link
Digital payment requests
Clover's online payments feature also allows you to take payments anytime and anywhere through digital payment requests such as hyperlinks, buttons or QR codes. It sends your customer to a pre-built payments page where they can make their purchase.
- Conveniently email or text your clients a payment link.
- Add a 'Pay' or 'Buy' button to your company website.
- Include a QR or hyperlink for payments on social media posts.
- Use a QR code on marketing collateral like posters or flyers.
My business processes up to £50k
If your business processes up to £50k in card payments every year, you could benefit from a fixed 1.49% transaction fee, making it easier to track and predict your costs.
My business processes more than £50k
If your business processes more than £50k in card payments every year, you could benefit from bespoke transaction fees that are tailored to your business.
Application timeline
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5 minutes
Send a query
Click on the relevant ‘Go to Clover to apply’ button and fill in the query capture form on the co-branded landing page.
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Within 2 business days
Get a response from Clover
A dedicated and knowledgeable sale advisor will contact you about your query to discuss your needs.
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Within 10 business days
Clover at your service
After your application is approved, Clover will work with you to deliver exactly what you need to get started.
Important information
Please note that:
- by clicking ‘Go to Clover to apply,’ you will be taken to Clover’s external web page
- a Clover advisor will consider your business needs and recommend the most appropriate service for your business
- if you decide that Clover is suitable for your business and you’d like to take up the service, you will enter into an agreement with Clover for the use of the services, which will be governed entirely by Clover’s terms and conditions. We are promoting the Clover service because we consider it to be a great way of supporting businesses that take/accept payments. However, we make no representations or warranties as to the Clover Service or its suitability for your particular business, and accept no responsibility for it
- the £1 a month for 12 months offer can be used for multiple Clover Flex or Clover Mini devices: the offer applies to each device
- when the £1 a month for 12 months offer expires, the price that you will then pay for your Clover Flex or Clover Mini devices will be set out in your device rental agreement as agreed, as the price will depend on the length of your rental agreement and the devices you have
- Register Lite shall be free for the duration of your device rental agreement with Clover (usually retails at £6.99 per month), and subject to the terms agreed between you and Clover
- The Co-operative Bank will receive commission from Clover on business solutions purchased by Bank business bank account customers.