Business bank accounts

Business banking with the original ethical bank
View all business bank accounts

Business Bank Account

For startups and small businesses that bank digitally.

Business Bank Account Plus

For established and growing businesses looking for additional benefits with their bank account.

Business Directplus

For businesses of all sizes that occasionally pay in cash or cheques.

Federation of Small Businesses (FSB) account

Only for members of the Federation of Small Businesses.

Charity and Community Bank account

For registered charities, co-operatives, credit unions and community-interest companies only.

Related topics

Switch my business current account

Help managing my account

Related products

Business Overdraft

Business Credit Card

Ways to bank

About online banking

About mobile banking

About Financial Director online

Help to access cash
Business savings accounts

Plan your business savings goals with the original ethical bank
View all business savings accounts

Business Instant Access

For those wanting easy, fast access to their savings.

35 Day Notice Account

For those who can give 35 days notice to withdraw money.

95 Day Notice Account

For those that do not need to withdraw often.

Fixed Term Savings Account

For businesses who are able to secure their funds for a set period of time at a fixed rate.

Related topics

Bank of England base rate
Looking to deposit more than £1m?

If you are looking to deposit above £1m, you can also reach out to our Specialist Savings Team to discuss your options.
Specialist Savings Team
Lending

Explore your cash management options or secure a commercial mortgage with the original ethical bank
View all lending options

Business Credit Card

Business Charge Card

Business Overdraft

Commercial Mortgage

Variable Rate Loan

Fixed Rate Loan

Charity and Co-operative Lending Fund

Supporting community groups and organisations to grow and invest in their business now and into the future.

Renewable Energy Funding Scheme

Help for businesses who want to lower their carbon footprint by investing in renewable technologies or improving their energy efficiency.

Related topics

Financial support

Bank of England base rate

Support for your business

Business support for Co-ops

Coronavirus loan support
Business tools

Get support for your business with our range of services all from the original ethical bank
View all business tools

Go Get Paid

A payment request app that is free for Co-operative Bank business customers to use.

Zellar

Zellar provide a software platform to measure, manage and improve your business’ sustainability journey in one place.

Clover

Commerce solutions for your business with a range of options to take card payments.

AXA Business Insurance

Protect your organisation and your business property with our business insurance provider.

Related topics

Business Exchange

Business support for Co-ops

Related products

Business Overdraft

Business Credit Card

Ways to bank

About online banking

About mobile banking

About Financial Director online
Help

Support with making business banking work for you with the original ethical bank
Help and support

Help categories

Manage my account

Payments

Online and mobile banking

Credit and debit cards

Difficult times

Financial support

Bereavement

Other topics and resources

Accessibility

Security and fraud

Business Sustainability Hub

Useful forms

Ways to bank

Digital banking

Online banking

Mobile banking

Financial Director Online

Co-operative Bank Business Help app

In-person banking

Telephone banking

Branches

Post Office®

Depositing cheques

Relationship Managers

Popular queries

How do I log in to online banking?

How do I view or print my statements?

How do I change a signatory on my account?

Help to access cash

Support for your business

Coronavirus loan support

Business support for Co-ops

Related topics

Ways to pay

Contact us
Our Business Banking App

Manage your accounts on the go with our Business Banking App. It’s a quick and secure way to make payments, check your balances and view transactions when you’re out and about.
Learn more about our app
About us

Born from the Co-operative movement in 1872. Ethical then, now and always
About The Co-operative Bank

Read about who we are and what makes us ethical.

Our values and ethics

Community

Business Sustainability Hub

Customer Donation Fund

Our Charity and Community Bank Account customers can apply for a grant of up to £1,000 to support their special projects and fundraising activities.

Related topics

Accessible banking

Business Exchange

Awards

Contact us

Branch finder
Corporate

If your business has a turnover of at least £2m or needs to borrow more than £250,000, your complex business banking needs can be supported by our corporate business banking service
Learn more about Corporate Banking

We understand that medium to large businesses can have complex banking requirements and our personalised service is here to support those needs.

Get started with a Relationship Manager

We offer a personalised banking service through our Relationship Managers. By forming a clear perspective of your business and a concise understanding of your sector, we will work with you to meet your business needs.

Financial Director Online

An online banking service that manages complex payment needs and offers a range of flexible and optional extras.

Learn more about Financial Director Online

Log in to Financial Director Online

Awards

We have won many prestigious awards in our history. Here is a look back at some of the most recent ones:

11 years as Best Charity Banking Provider

We're proud to have won again with Business Moneyfacts

Helping our charity customers to thrive is a big part of what we do. And, we've been recognised for doing it since 2016.

View our award winning products and services

Business Moneyfacts Awards 2026 Best Charity Banking Provider winner

Latest awards

We’ve won many awards over our 150+ years of banking, here’s some of our latest achievements:

Business Moneyfacts awards Best Charity Banking Provider winners 2026

Best Charity Banking Provider 2026

The Co-operative Bank has been voted the winner of the 2026 'Best Charity Banking Provider' award by Business Moneyfacts for the eleventh consecutive year.

Business Moneyfacts best charity banking provider ten years in a row between 2016 and 2025

Best Charity Banking Provider 2025

The Co-operative Bank has been voted the winner of the 2025 'Best Charity Banking Provider' award by Business Moneyfacts for the tenth consecutive year.

Winner of the Business Moneyfacts Awards 2016-2024 for best charity banking provider

Best Charity Banking Provider 2024

The Co-operative Bank has been voted the winner of the 2024 'Best Charity Banking Provider' award by Business Moneyfacts for the ninth consecutive year.

Best Charity Banking Provider 2023

The Co-operative Bank has been voted the winner of the 2023 'Best Charity Banking Provider' award by Business Moneyfacts for the eighth consecutive year.

Older awards

Best Charity Banking Provider 2022

The Co-operative Bank has been voted the winner of the 2022 'Best Charity Banking Provider' award by Business Moneyfacts for the seventh consecutive year.

Best Charity Banking Provider 2021

The Co-operative Bank has been voted the winner of the 2021 'Best Charity Banking Provider' award by Business Moneyfacts, for the sixth consecutive year.

Moneyfacts award 2016-2020 best charity banking provider

Best Charity Banking Provider 2020

The Co-operative Bank has been voted the winner of the 2020 'Best Charity Banking Provider' award by Business Moneyfacts, for the fifth consecutive year.

Best service from a Business Bank 2020

The Co-operative Bank has been highly commended in the 2020 'Best Service from a Business Bank' award by Business Moneyfacts.

Our cookies