Our Products

Choose from our range of products to find the one that works best for your business goals.

What we offer

Our range of business current accounts, savings and lending products has been designed to take care of your banking needs, so you can get on with running your business.

Please note: You’ll first need to open a business current account with us to be eligible to apply for our savings and lending products.

Current accounts

Make your business banking simple and straightforward with one of our business current accounts.


Our savings accounts offer your business a safe place to put money aside every month and earn interest on your spare cash.


We offer a range of lending products that are personalised and flexible to meet your business needs.

How we can support your business

We deliver banking services that provide a positive difference in the lives of our customers and communities.

We also support new to bank customers in switching their business bank accounts to us using the Current Account Switch Service.

Business Exchange

Our Business Exchange hub offers free resources to help you grow your business – from support with adopting digital technologies, to information on how to protect your business from cyber attacks.

Community banking

We believe that doing good and doing good business go hand in hand. Driven by our co-operative values and ethics, we’re committed to improving all communities, making them stronger and more resilient.

We are the bank you can hold to account

Our co-operative values and ethics have underpinned our approach to banking since 1872. Our customer-led Ethical Policy has been influenced by and designed for our customers for 30 years, making it central to how we operate.

At The Co-operative Bank, our values and ethics have always been more than just words. We are committed to acting on the issues that are important to our customers and working with our charity partners to deliver real change for planet, people and community.

Find out more about what sets us apart

We’re an award-winning bank

Winner of Best Charity Bank Provider for 8 years in a row.

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please read further information on the FSCS scheme here or visit their website.