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Business bank account offer

Apply for a new Business Bank Account Plus and we'll refund your first 6 monthly service charges. Plus, receive £125 after 12 months when eligibility criteria are met. Eligibility, terms & conditions apply.

Go to Business Bank Account Plus
About the account
About the offer
Terms and conditions

About Business Bank Account Plus

Our Business Bank Account Plus suits established and growing businesses. It offers exclusive savings rates, software access, and UK-based help and support.

Key account features

  • Exclusive savings and overdraft benefits

    Exclusive interest rates and no arrangement fee on overdrafts of up to £25,000. Subject to status and availability.

  • Online and in-person banking

    Use our online banking and mobile app for daily banking or visit your local Co-operative Bank and Post Office. Mobile banking is subject to eligibility.

  • Free software

    Get discounted payment terminals, free Go Get Paid access and accountancy software integration.

  • UK-based help and support

    Access specialist business advisers on the phone and The Co-operative Bank Business Help app.

About the offer

Who is eligible for the offer?

  • This offer is open to new Co-operative Bank business customers who apply for a new Business Bank Account Plus.

  • Customers must apply for a Business Bank Account Plus on or after 4 May 2026 and before the offer is withdrawn.

  • Customers must not have previously benefited from this or any other Co-operative Bank business account offer since 11 October 2024.

  • Eligibility criteria, terms and conditions apply.

6 months service charges on us

  • We’ll refund your monthly service charges for the first 6 months.

  • All other fees and charges will apply. Review Business Bank Account Plus Tariff for full details.

£125 credited to your account

  • We’ll credit your Business Bank Account Plus account with £125 in month 13 if you maintain a minimum balance of £25,000 with us from month 7 to month 12 of account opening.

  • The minimum balance must be held across your Business Bank Account Plus and Business Plus Instant Access Accounts.

  • Your account must still be open in month 13 to receive the credit. Eligibility criteria, terms and conditions apply.

Ready to apply?

Find more information on the features of our Business Bank Account Plus and how to apply.

View account

Switching to us is easier than you think

Switching to us is quick and easy with the Current Account Switch Service and takes just seven days. You can do this as part of your Business Current Account application.

Terms and conditions

Read all sections of the terms and conditions, and save a copy for future reference.

Business Bank Account Plus promotional terms (PDF)

The Co-operative Bank reserves the right to withdraw or vary the terms of the offer or the offer period at any time, and reserves the right to decline any application.

Business Bank Account promotional terms 2 February to 13 March 2026 (PDF)

Business Bank Account promotional terms 6 October to 12 December 2025 (PDF)

Business Current Account promotional terms January - February 2025 (PDF)

Business Current Account promotional terms 11 to 31 October 2024 (PDF)