Your bank. Your values. Your mortgage.
When you get a mortgage with us, you'll have peace of mind knowing your mortgage is funded by an ethical bank.
Review the criteria below carefully to see if you are eligible, then choose your preferred contact time. One of our mortgage department colleagues will confirm a specific appointment time within your chosen time slot to you by email or telephone.
When completing your Mortgage in Principle appointment one of our mortgage team will check some key eligibility information and complete an affordability assessment. This call will take approximately 30 minutes.
Once we have confirmed your eligibility and your happy to proceed we will book an appointment for you to speak to one of our Mortgage Advisors to complete your mortgage application.
Our Advisors provide a fully advised service, where they will gather all the information they need to ensure they recommend the best Mortgage for you. This call will last approximately 2 hours.
Our range of current mortgage products are below and are updated on a regular basis. Products cannot be guaranteed until a full application has been submitted. We have also created a First Time Buyer Guide for any questions you might have about getting on the property ladder. If you're unsure of any terms found on this page please check this against our Glossary of Terms.
Before you begin please take care to review the following criteria to ensure you are eligible.
To be eligible for a Co-operative Bank mortgage you need to:
If you don't currently meet our criteria then there are alternatives available. Please review the information below to see what options you may have.
Want a mortgage with the UK’s only high-street bank with a customer-led ethical policy? Our mortgages are only available through a mortgage broker and our intermediary mortgage brand, Platform. The decision to appoint an intermediary to act on your behalf must be made on the basis of your own enquiries and The Co-operative Bank has no responsibility for the advice or assistance provided by the intermediary.
L&C Mortgages provide fee free mortgage advice. Their online mortgage finder lets you compare the deals you're eligible for and submit a request for a personalised recommendation, or you can talk to a mortgage adviser over the phone.
This link is provided for convenience only and should not be taken to constitute an endorsement or an approval by The Co-operative Bank of any of the products or services of L&C Mortgages. The Co-operative Bank receives no commission from L&C Mortgages and accepts no responsibility for the accuracy, legality or content of L&C Mortgages website.
These important documents lay out our responsibilities to you and the terms and conditions of our products and services.
Existing mortgage customer product switch applications received from 2nd May 2018 up to and including 31 December 2021 will be eligible for a £5 Centrepoint charity donation, on completion. Other transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The Bank makes a payment to Centrepoint quarterly, for eligible completions during the previous quarter.
The £5 donation will be made for each eligible mortgage sold through direct and intermediary channels i.e. it applies to the Bank’s Britannia and Platform branded mortgages. Britannia and Platform are trading names of The Co-operative Bank p.l.c. The Bank reserves the right to change or withdraw the donation arrangement at any time.
Centrepoint is a registered charity in England and Wales, No. 292411.
Your home may be repossessed if you do not keep up with repayments on your mortgage
Not found what you're looking for?
Contact our support team