Community Directplus Current Account

Our Community Directplus Current Account gives registered charities, community interest companies, co-operatives and credit unions an ethical way to bank for free. We are proud to have been awarded the Business Moneyfacts award for the best charity banking provider for the past four years.

With our Community Directplus Account, you can take advantage of:

• Free everyday banking
• The opportunity to apply for project funding from our Customer Donation Fund
• Banking with the only UK bank with a customer-led Ethical Policy.

The Co-operative Bank reserves the right to review the account tariff for customers whose credit turnover exceeds £1m per annum, who deposit more than £100,000 cash per annum, or who deposit more than 5,000 cheques per annum.

Check eligibility and apply

• Ensure you have read the important documents below and saved copies of them for future reference

Important documents

• When applying please document all account parties consent to include their information and for relevant searches to be undertaken (including credit reference and fraud prevention checks). We may request this at a later date.

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

View UK Finance's opening a business account guide

• Once your new account is open, you can switch your old account to us in 7 business days, using the Current Account Switch Service. Direct debits will be automatically transferred and payments into and out of your old account will be redirected.