Online banking
Manage your savings, check your balances, transfer between accounts and review your statements.
Online banking
Log in to personal online banking
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Related queries
Check the status of our online services for personal and business banking.
Cash ISAs
Explore our Cash ISA options or get help with understanding or managing ISAs.
Your lump sum savings options
From emergency funds to long-term savings, explore different account options for your lump sum.
Are you making the most out of your money?
When it comes to savings accounts, we want to make sure you have the best one to suit your financial goals, whatever they may be. Read our guide to help you find out if your savings account is still the right one for you.
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Find how much money you could save and the interest you will be paid. Try out our savings interest calculator.
Managing your account
We offer so many ways for you to access and manage your money including online, on your mobile, in branch and over the phone. Read more about how you can bank with us.
Mobile banking
Manage your savings account on the go, wherever you are. Transfer and view your balances 24/7.
Want access to exclusive savings accounts?
If you sign up to a current account with us, you'll get access to some exclusive savings accounts, including:
| Regular Saver account 7% gross / AER variable (annually) |
Deposit £0 - £250 per calendar month. 12 month term. |
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| Base Rate Tracker 1.25% - 3.50% gross / AER variable (annually) depending on your account balance - rates will reduce if the current account closes |
Interest rate tracks at a defined margin below the Bank of England base rate. |
| Online Cash ISA 2.00% tax-free / AER variable (annually) |
Deposit up to £20,000 per tax year. Available as sole accounts only. |
| Online Saver 2.00% gross / AER variable (annually). |
Start saving with as little as £1. Available as sole accounts only. |
Opening deposit is £1. Maximum balance is £1,000,000 (excluding Regular Saver).
View savings terms explained here.
Maturity options for existing customers
Fixed rate accounts
Already have a Fixed Term Deposit or Fixed Rate Cash ISA with us that’s reaching the end of its fixed term?
You can reinvest your money into one of our maturity accounts, and receive a guaranteed rate of interest.
We'll send you a letter when your fixed term is coming to an end. It'll remind you of your maturity date and let you know all of the options that are available to you, such as reinvesting or withdrawing.
Co-operative Bank Maturity Fixed Rate Cash ISA
For those with a Co-operative Bank Fixed Rate Cash ISA that’s about to mature, or has recently matured.
Co-operative Bank Maturity Fixed Term Deposits
For those with a Co-operative Bank Fixed Term Deposit that’s about to mature, or has recently matured.
Regular Saver accounts
Regular Saver maturity options
If you have a Regular Saver account that's about to mature, find out more about what happens in our 'What to do when your Regular Saver is maturing' guide.
We've transferred Britannia customers to Co-operative Bank savings accounts
If you had a Britannia account, you can find information about these changes and your new Co-operative Bank account on our Britannia simplification page. Go to Britannia simplification page.
For simple and secure ways to manage your money, register for Mobile and Online Banking.
Savings terms explained
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Business day is usually Monday to Friday excluding bank holidays.
Calculated daily means the interest earned is based on the amount of money in your account at the end of each business day.
Calendar month means from midnight on the first day of a month to 11.59:59pm on the last day of the month.
Fixed interest means the rate stays the same until the account matures.
Gross is the rate of interest payable before any tax is taken off.
Tax-free means you will not pay any tax on your interest.
Tax year runs from 6 April to 5 April.
Variable interest means that it could go up or down.
Please note: any reference to tax is based on our understanding of current tax regulations which may change in the future and depend on the customer's individual financial circumstances.
The Co-operative Bank reserves the right to decline or accept any application and/or deposit.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of The Co-operative Bank p.l.c. are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please click here for further information or visit www.fscs.org.uk
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