It takes about 10 minutes to complete if you've got all your details to hand.
Alternatively, visit us in branch
If you're applying as part of the Refer a Friend offer, we're sorry but the Cashminder Account is not currently included as part of this offer. For the full Terms & Conditions, click here.
When you switch your current account from your current bank or building society, we do all the hard work for you.
Payments are transferred automatically.
All your Direct Debits, standing orders and bill payments will be automatically transferred.
Payments are redirected.
Any payments into your old account will be redirected to your new account.
If there are any problems, we guarantee we'll cover you.
If anything does go wrong, we guarantee to sort it out for you and cover any losses you might incur. This is covered in the Current Account Switch Guarantee.Read more about switching
There is no monthly fee for having this account.
There are other charges, including:
A Statement of Fees will be sent to you at least once every 12 months. It’s an overview of all the fees and charges applied to your Cashminder account within the time period shown on the statement.
It will be sent to you by post, even if you have opted in to paperless statements. You won’t be able to see this when you are logged into online banking.
Please read the Important Documents below and save copies of them for future reference.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
Carry your credit and debit cards on your Galaxy device - and make secure contactless payments on the go.
If you’re calling from the UK, calls to 0800 and 0808 numbers are free from landlines and mobiles; calls to 03 numbers cost the same as calls to numbers starting with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company’s access charge; calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company’s access charge. Charges for calls made outside of the UK will be determined by your local provider.
Calls may be monitored or recorded for security and training purposes.
Your eligible deposits held by a UK establishment of The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.