This account is no longer available to new or existing customers.
If you already have a student account, all the features and benefits of the account will still apply.
Assumed credit limit
With debit interest at
Based on the representative example above, if you didn't pay it back for
you would owe a total of
There are other charges, including:
The first year after you graduate
1 year after the end of your final year of study
Your account will convert automatically to our Current Account. We'll send you a letter to remind you about this 2 months before it happens.
Please read the Important Documents below and save copies of them for future reference.
There are important changes to our account charges and terms and conditions from the 4th of April 2020.
Summary of changes effective from 4th April 2020Download Summary of changes effective from 4th April 2020 PDF (489KB)
Our lending commitments and what we ask of youDownload Our lending commitments and what we ask of you PDF (112KB)
Student overdraft pre contractual informationDownload Student overdraft pre contractual information PDF (902KB)
Help and information about current accounts, for our existing customers.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).