Important Cookie Information
(this message will appear only once)

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

To give you the best possible experience, this site uses cookies. Read more...

By continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

Banking login

Student account

Student Account

Helping you make the most of student life

Your Student Overdraft

1st year
£1,400 interest free
2nd year
£1,700 interest free
3rd year
Up to £2,000 interest free

With our Student Account overdraft there is no arrangement fee for arranging a formal overdraft, no overdraft charges and interest charged only if you go over your interest-free overdraft limit.

Overdrafts available provided you are 18 or over. You must credit your Student account with £300 to activate the overdraft. Subject to status.

To apply to open/activate the account you must be over 17 years and 6 months of age and in full-time education, an under or post graduate student or mature student. Subject to status.

Representative example

Interest Rate

0% EAR* variable

Advance of credit for a 12 month term


£1,400

Total amount payable


£1,400

Any remaining balance would be repayable in one instalment at the end of the term.

Apply

Please read our Terms and Conditions before applying

Our Student Current Account

Our Student Account comes with the following to make sure money matters don’t distract you from your academic success.

  • No monthly fee
  • Online banking
  • Your own debit card if you're over 18 years old
  • Free SMS text alerts for when your balance moves under or over limits set by you

Apply Now

Banking your way

  • Managing your account

    With a student current account from the Co-operative Bank, you have the freedom to manage your own money in your own time. You can look after your account online or using our mobile app, a safe, secure and convenient process that is very easy to use.

    Find out more

  • 24/7 support

    Alternatively, you can bank over the phone using one of our 24/7 UK-based call centres, where our award-winning team will be pleased to assist.

    Find out more

  • There when you need it

    Your account also allows you to pay in cheques and cash or get cash out at over 16,000 Post Offices throughout the UK. You can use your debit card to withdraw money at over 64,000 LINK cash machines – some may charge for withdrawing but most are free. We also have hundreds of branches across the country so you can conveniently pop in whenever you need.

    Branch Finder

Ethics in action

As a Co-operative business, we believe in ethical values and in putting our money where our mouth is. That's why, in 1992, we launched our Ethical Policy which reflects our customers' views on what they do and do not want us to do with their money.

Since we launched our Ethical Policy, we've championed our customers' ethical concerns on a number of issues, from protecting human rights or supporting UK communities.

Find out more

Helping you decide: important information

Before you apply for an account, you need to be sure it's the right one for you. The following documents supply important product and legal information you need to make a decision.

* EAR is the equivalent annual rate taking into account the interest rate and how often interest is debited but excludes any fees or charges.

The Co-operative Bank reserves the right to decline any application.

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy.