On this page, you can see the range of savings we provide as an ethical bank. Whatever you need, you can choose the best account for your savings.
If your Britannia Child Trust Fund is maturing
The first Child Trust Funds are set to mature in September 2020. Find out what you can expect from us and what you need to do.
Make payments and withdrawals whenever you like, and get instant access to your money for those unexpected costs.
Smart Saver
0.09%
gross / AER variable
Ideal if: You want to regularly access your money with a cash card, usable at any UK ATM.
Online Saver
Only available to Co‑operative Bank customers who have a current account with us.
0.15%
gross / AER variable
Ideal if: You want to manage your savings on the go.
Save £1,000 or more into a Fixed Rate Bond for 1, 2 or 3 years. Get a guaranteed rate of interest back, no matter what happens.
Britannia Fixed Rate Bond
Monthly interest options available.
0.15%
1 year, gross / AER
0.21%
2 year, gross / AER
0.26%
3 year, gross / AER
Ideal if: You have a lump sum of money to lock away.
Earn tax-free interest on your savings. Save up to £20,000 in the current tax year, or transfer in your previous years' subscription starting from just £1. Whether you're looking for instant access or fixed term, choose an ISA that's right for you.
Britannia Fixed Rate Cash ISA
0.15%
tax free / AER
fixed until 31/01/2022
0.20%
tax free / AER
fixed until 31/01/2023
Ideal if: You don't need access to your savings until a fixed date.
Online Cash ISA
Only available to Co‑operative Bank customers who have a current account with us.
0.15%
tax free / AER variable
Ideal if: You want to open and manage your ISA online.
Cash ISA
0.09%
tax free / AER variable
Ideal if: You want more choice on how to manage your ISA.
Additional Allowance ISA
0.09%
tax free / AER variable
Open a Future Fund account with just £1, and watch your child's savings grow. All with a bank who cares about the future.
Future Fund
0.09%
gross / AER variable
Ideal if: You want to help a child to start saving.
Add to your savings whenever you want and access to your money whenever you need it.
Invest your savings for a fixed period, and get a rate of interest that won't change until maturity.
We offer fixed-rate and instant access cash ISAs, so you can earn tax-free interest as you save.
Start to learn how to save your money and watch it grow. While your parents can start preparing for your future.
Choose between our Fixed Rate Cash ISA, which allows you to again lock away your savings for a better tax-free return or our Cash ISA which offers instant access.
Reinvest into a Britannia Maturity Fixed Rate Bond for 1, 2 or 3 years.
If you have a maturing Co-operative Bank Fixed Term Deposit, you can reinvest your money for another 1, 2 or 3 years.
Tax free - The contractual rate of interest payable where interest is exempt from income tax.
AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax year - A tax year runs from 6 April to 5 April the following year.
Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
Variable - When a rate is advertised as variable, it means that it could go up or down.
Our savings tools can help you plan a budget and learn more about our ISAs.
Use our ISA Selector to help find the right one for you.
Use our ISA SelectorHere you’ll find the interest rates for all our current products, including Britannia products.
View all our current savings products
Here you can find interest rates for savings accounts that you can no longer apply for.
View all our closed savings products
Help and information about savings accounts for our existing customers.
Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on your individual financial circumstances.
The Co-operative Bank reserves the right to decline or accept any application and/or deposit.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
If you'd like more help & information, you can: