Everyday Rewards
A rewards scheme for our customers. Opt in at no extra cost and get rewarded for making everyday use of your bank account each month.
Benefits of Everyday Rewards
Be rewarded up to £2.20 a month
- £1 for each month if you qualify.
- Up to a maximum of £1.20 for debit card spending each month you qualify. If you meet the criteria below, you'll be rewarded an extra 2p every time you use your debit card to pay for things.
- No extra cost for opting in to Everyday Rewards.
How to qualify for Everyday Rewards
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Pay in a minimum of £800 to the nominated account.
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Stay in credit, or within your arranged overdraft limit on the nominated account.
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Log in to online banking or the mobile banking app at least once a month.
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Stay opted in for paperless statements on your nominated account.
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Pay out at least four direct debits from your nominated account.
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Transfers from other Co-operative Bank, Britannia and smile accounts do not count.
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If you do not meet all of the qualifying criteria above in any month - for example, if you pay less than £800 into your nominated account in July - you won't earn rewards for that month.
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You can only earn rewards on one account at a time.
You can opt in for Everyday Rewards on:
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Current Account.
Everyday Extra current account.
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Privilege account.
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Privilege Premier account.
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Current Account Plus.
All other accounts, for example Cashminder, smile, Pathfinder and student accounts are not eligible.
What you can do with your Everyday Rewards
Rewards to you
You can have your rewards paid into your nominated current account each month.
Donate to charity
If you prefer, you can choose not to be paid the rewards and instead we'll make a donation to one of our five chosen charities of £1 plus any of your debit card rewards. The Everyday Rewards charities have been chosen based on how they align to our values and ethics.
How are my Everyday Rewards paid?
Your rewards are paid on or before the last working day of the month, providing that you have met the criteria. If you've chosen to receive reward payments into your account:
- Debit card reward payments will show on your statement as EverydayReward CB.
- Account reward payments will show as EverydayReward Net.
We'll also send a message to your email address to let you know when a payment has been made.
You can opt out of Everyday Rewards at any time via online banking, calling us or visiting us in branch.
Switching
When using the Current Account Switch Service to switch your current account from another bank, all your direct debits, standing orders, bills and payments will move to your new account with us. Once you've applied to switch, you don't need to do anything else.
Switching takes 7 working days. You're covered by the Current Account Switch Guarantee, so you don't need to worry about missing payments.
Important documents
Read the important documents below and save copies of them for future reference.
Download Everyday Rewards terms and conditions (PDF)
Download Everyday Rewards benefits document (PDF)
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Contact our support team