A £4,000 personal loan over 3 years at 14.9% APR representative (fixed) with repayments of £136.65 a month. Total charge for credit will be £919.47. Total amount repayable is £4,919.47. Annual interest rate is 14.9% fixed.
The rate you may be offered will depend on your personal circumstances, the loan amount and the repayment term. Credit is subject to status and application.
Any personal data you supply from now is given to Freedom Finance and they will be responsible for protecting it. The Co-operative Bank will not collect, receive or process any of this data.
Our Ethical Policy is unique to us as a bank and not shared by Freedom Finance or the panel of lenders. We will continue to monitor how customers are treated.
We want to help you access the loan you need, whether it's for grand plans or little projects, renovating your home or managing debt.
A loan lets you borrow money for a set period of time. In return, the lender charges interest. The lenders on our panel all offer only fixed rate loans, it means that the rate you're charged will not change during the fixed term.
At the end of the fixed term, you'll have paid back the money you borrowed, plus the interest charged by the lender.
If you’re calling from the UK, calls to 0800 and 0808 numbers are free from landlines and mobiles; calls to 03 numbers cost the same as calls to numbers starting with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company’s access charge; calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company’s access charge. Charges for calls made outside of the UK will be determined by your local provider.
Calls may be monitored or recorded for security and training purposes.
It's important to consider other borrowing options depending on how much you want to borrow and how long for. We have other borrowing options that might better meet your needs. Whether or not these borrowing options are available to you will depend on your circumstances.