How to apply

The Co-operative Bank offers a fully advised mortgage service.

We can help you to find a Britannia or Co-operative Bank mortgage for you so why not call us on 08000 288 288 . Call charges.

What to expect

At your mortgage appointment, one of our specialist mortgage advisers will discuss with you your income and outgoings, and advise you on how much we may be able to lend you.

We'll then advise you on the product from our mortgage range that best suits your needs.

The next step is to get a Mortgage Illustration which shows the monthly payment, features, fees and charges of your mortgage. This helps you to compare your mortgage with others from different lenders.

When you're ready to apply

For your mortgage appointment, make sure you have the following information to hand:

  • Full breakdown of all income and expenditure for all applicants, please have an up to date payslip/P60 and bank statement.
  • Details of all existing loans/mortgages including amount of monthly payments.
  • Details of any savings and investments (including any interest only repayment strategies if applicable)

View the forms of identification and proof of address we accept

Switching deals on your current mortgage?

We have two ways in which you can switch your mortgage product.

Information Only

This option is suited to those who already know which product they are looking for (also known as Execution Only).

We will give you information about the range of products we have available and you decide on the one that is appropriate for your circumstances.

We will not provide advice and will not be responsible for assessing whether the product is suitable to meet your needs.


This option is suited to those that are unsure about which product is best for them.

We will review your circumstances and provide a recommendation based on your needs.

As we are providing advice, we are responsible for ensuring the product is suitable for your needs.

Your home may be repossessed if you do not keep up with repayments on your mortgage

The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.

Not found what you're looking for?

Contact our support team