For at least £5,000, which is the minimum loan amount for additional borrowing.
LTV (Loan-to-value) shows the ratio of the mortgage amount to the value of the property, as a percentage. It can go up to 90% of the purchase price and/or value of the property, unless:
Additional criteria apply for loans above 85% LTV.
The following additional criteria applies for loans above 85% LTV:
Fees can only be added to the loan up to the maximum of 90% LTV (with the fee included).
All applications are subject to our credit score and affordability checks.
Your home may be repossessed if you do not keep up with repayments on your mortgage
These important documents lay out our responsibilities to you and the terms and conditions of our products and services.
The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.
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