The Loan to Value (LTV) can go up to 90% of the purchase price and/or value of the property, unless:
The following additional criteria applies for loans above 85% LTV:
Fees can only be added to the loan up to the maximum of 90% LTV (with the fee included).
All applications are subject to our credit score and affordability checks.
Compare our rates and see which mortgage is right for you.
Your home may be repossessed if you do not keep up with repayments on your mortgage
See if our FAQs can give you the answer.
General information for regulated mortgagesDownload General information for regulated mortgages PDF (210KB)
The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.
Calls to 0800 and 0808 numbers are free from landlines and mobiles. Calls to 03 numbers cost the same as calls to numbers starting with 01 and 02. Calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company's access charge. Calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company's access charge. If you're calling from outside the UK, call charges may vary.
Calls may be monitored or recorded for security and training purposes.