What is the eligibility criteria for the Everyday Extra Current Account?

All account holders must:

• Be aged between 18 and 79.
• Not already hold an Everyday Extra Current Account, Privilege Premier, Privilege, smilemore, or Credit Card Plus account(s).
• Meet the UK residency eligibility for the insurance benefits.
• Not be using the £200 product overdraft of the Current Account Plus.
• Not have an account that is pending an upgrade to an Everyday Extra Current Account.
• Not have a bank account with another provider which includes similar benefits (like travel insurance, motor breakdown cover and mobile phone insurance). Where I do have a bank account with similar benefits, I have considered which account suits me better before I apply.
• Not have equivalent standalone travel insurance or, where I do have existing cover, I have reviewed any current policies and are still happy to proceed.
• Not use this account for business transactions.
• Have an open Current Account or Current Account Plus which is not in an unarranged overdraft position.

Please note, to be eligible for this account you’ll need to meet the eligibility criteria for the account features as well as the eligibility criteria for the account.