It’s just like a regular current account. But you also get worldwide travel insurance, UK & European breakdown cover, and mobile phone insurance for only £15 a month.
Plus, joint account customers will both be covered - independently - for the same price.
Mobile phone insurance - from Lifestyle Services Group
Covers loss, theft, accidental damage, water damage and electrical or mechanical breakdown, anywhere in the world. A £75 excess is payable for every accepted claim and must be paid before your claim will be settled.
This is a scheme you can opt into at no extra cost, which rewards you for Everyday Banking each month.
Pay in a minimum of £800 to the nominated account.
Once you apply for your current account you will be able to opt into Everyday Rewards through online banking.
You will both be covered, independently, for these benefits:
You’ll need to convert your current account to a joint account - by using this form - before applying to upgrade for a joint Everyday Extra Current Account. Please note, after converting you’ll both still need to meet our eligibility criteria to upgrade.
Worldwide Travel Insurance Policy DocumentDownload Worldwide Travel Insurance Policy Document PDF (784KB)
UK & European Breakdown Cover Policy DocumentDownload UK & European Breakdown Cover Policy Document PDF (1.16MB)
Our lending commitments and what we ask of youDownload Our lending commitments and what we ask of you PDF (112KB)
Your eligible deposits with The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
If you’re calling from the UK, calls to 0800 and 0808 numbers are free from landlines and mobiles; calls to 03 numbers cost the same as calls to numbers starting with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company’s access charge; calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company’s access charge. Charges for calls made outside of the UK will be determined by your local provider.
Calls may be monitored or recorded for security and training purposes.
To upgrade to this product, you need to be registered for online banking. If you are not, go here to register. If you are, please follow the steps below.