I have several accounts, which one should I upgrade to the Everyday Extra Current Account?

All accounts that are eligible for an application to upgrade will be highlighted with a “Learn More” button. It is up to you which of your accounts you would like to upgrade, and there are a number of items to consider:

  • If you have a sole account and a joint account which are both eligible, you should bear in mind that under a joint account upgrade, both account holders would be covered - independently - for the same price. Once you have upgraded a sole account to Everyday Extra Current Account, you won’t be able to add an additional account holder.
  • If you have a Current Account and a Current Account Plus which are both eligible, you should bear in mind that under a Current Account Plus upgrade, the £200 product overdraft facility will be removed (although if you have agreed an arranged overdraft limit with us which is greater than £200, this will be retained).

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