Credit cards

Balance transfer credit card

Pay back your existing credit card balances from one place.

• 0% interest on balance transfers for 24 months.
• 0% interest on purchases for 4 months.
• 3% balance transfer fee (minimum charge of £5).
• No annual fee.

Representative example

20.6% APR representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 20.6% per annum (variable).

3-year fixed rate credit card

Manage your monthly payments at a fixed rate for 3 years.

• 8.9% interest per annum on purchases for 3 years.
• 8.9% interest per annum on balance transfers for 3 years.
• No annual fee and no balance transfer fee.

Representative example

18.2% APR representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 18.2% per annum (variable).

Co-operative Members credit card

A credit card exclusively for Co-operative Members.

• 0.5% cashback when you spend in Co-op food stores.
• 0.3% cashback when you spend anywhere else the Visa symbol is displayed.
• No annual fee and no balance transfer fee.

If you haven’t already, you can become a Co-operative Member for just £1. Please note, The Co-operative Membership is managed by The Co-op Group, not The Co-operative Bank.

Representative example

18.2% APR representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 18.2% per annum (variable).