0% interest per annum for 24 months on balance transfers from the date you transfer your balance.
After 24 months this will increase to 20.6% interest per annum.
0% interest per annum. for 4 months on all purchases from account opening.
After 4 months this will increase to 20.6% interest per annum.
All successful applications will receive the exact rate advertised.
No annual fee.
with a rate of
providing you have a credit limit of
Approval is subject to status and based on a credit check and an assessment of your personal circumstances.
Important information, Pre-contract credit information and Terms and Conditions
Download Important information, Pre-contract credit information and Terms and Conditions PDF (1,535KB)Features, benefits and summary box
Download Features, benefits and summary box PDF (102KB)How we use your personal information
Download How we use your personal information PDF (622KB)Our lending commitments and what we ask of you
Download Our lending commitments and what we ask of you PDF (604KB)6.9% interest per annum fixed for 3 years on purchases and balance transfers.
After 3 years this will increase to a 18.3% interest per annum on all purchases and balance transfers.
We charge 27.9% interest per annum on cash withdrawals.
with a rate of
providing you have a credit limit of
Approval is subject to status and based on a credit check and an assessment of your personal circumstances.
Important information, Pre-contract credit information and Terms and Conditions
Download Important information, Pre-contract credit information and Terms and Conditions PDF (285KB)Features, benefits and summary box
Download Features, benefits and summary box PDF (87KB)How we use your personal information
Download How we use your personal information PDF (622KB)Our lending commitments and what we ask of you
Download Our lending commitments and what we ask of you PDF (604KB)18.3% interest per annum on purchases and balance transfers.
We charge 27.9% interest per annum on cash withdrawals.
Get 1p cashback for every £2 you spend in The Co-operative Food stores.
Get 1p cashback for every £3.33 you spend anywhere else the Visa symbol is displayed.
No cashback is earned on balance transfers or cash withdrawals.
No annual fee.
No balance transfer fee.
with a rate of
providing you have a credit limit of
Not a Co-operative member? Apply today or find out more about our historic membership.
Approval is subject to status and based on a credit check and an assessment of your personal circumstances.
Important information, Pre-contract credit information and Terms and Conditions
Download Important information, Pre-contract credit information and Terms and Conditions PDF (273KB)Summary box
Download Summary box PDF (53KB)How we use your personal information
Download How we use your personal information PDF (622KB)Members Cashback Terms
Download Members Cashback Terms PDF (254KB)Our lending commitments and what we ask of you
Download Our lending commitments and what we ask of you PDF (604KB)Use our credit card comparison table to find which credit card may be best for you.
Includes useful hints and tips about everything from paying your bill to keeping your card safe.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the ones advertised.
You pay interest for borrowing money on a credit card. We calculate interest at an annual percentage rate (APR) and charge monthly. You can see how much interest you’ve been charged by checking your monthly statements or online banking.
Per annum is a quicker way of saying ‘for each year’.
Per annum is a quicker way of saying ‘for each year’.
When a rate is advertised as variable, it means that it could go up or down.
APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit). You can use it to compare the cost of similar products from other lenders.
When a rate is advertised as variable, it means that it could go up or down.
APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit). You can use it to compare the cost of similar products from other lenders.
Lending decisions are based on personal circumstances, so the rates we offer may vary between customers. When we advertise our products, we use representative rates to show what the majority of customers may be offered.
When a rate is advertised as variable, it means that it could go up or down.
APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit). You can use it to compare the cost of similar products from other lenders.
Per annum is a quicker way of saying ‘for each year’.
Lending decisions are based on personal circumstances, so the rates we offer may vary between customers. When we advertise our products, we use representative rates to show what the majority of customers may be offered.
When a rate is advertised as variable, it means that it could go up or down.
Fixed means your interest rate won’t change for a set period of time. You should always check to see how long your fixed rate lasts.
You pay interest for borrowing money on a credit card. We calculate interest at an annual percentage rate (APR) and charge monthly. You can see how much interest you’ve been charged by checking your monthly statements or online banking.
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