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Compare	APR What is APR?	Representative example What does representative mean?	Introductory offer What are introductory offers?	Balance transfer fee Learn more about balance transfer fees	Annual fee Learn more about annual fees	Interest free purchases Learn more about interest free purchases	Cashback on purchases Learn more about cashback on purchases	Cash advance fee Learn more about cash advance fees	Contactless Learn more about contactless	Chip and PIN Learn more about chip and PIN	Additional cardholders Learn more about additional cardholders	Eligibility Learn more about eligibility
Balance Transfer Credit Card	18.0% APR representative/variable	You can get an interest rate on purchases of 18.0% per annum variable after 4 months with a rate of 18.0% APR representative/variable providing you have a credit limit of £1200	0% interest per annum for 4 months on purchases from account opening. This reverts to 18.0% interest per annum after 4 months. 0% interest per annum for 24 months on balance transfers. This reverts to 18.0% interest per annum after 24 months.	1% balance transfer fee (minimum charge £5). Balance transfers must be within 95% of credit limit.	No annual fee.	You won't pay interest on purchases, if you pay the full balance by the due date You only start paying interest on purchases if you haven't paid off the full balance by the due date, which is 25 days after your monthly statement is issued. Interest will apply immediately for cash withdrawals and balance transfers.	No	3% of value (minimum of £3) You're charged an interest rate of 25.9% interest per annum on cash withdrawals. There are additional charges for withdrawals abroad.	Yes You must be over 18.	Yes	Yes	Over 18. A UK resident. Earning a minimum gross annual income of over £10,000. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
3 Year Fixed Rate Credit Card	6.9% interest per annum This reverts to 15.9% APR representative / variable after 3 years.	You can get an interest rate on purchases of 15.9% per annum variable after 3 years with a rate of 15.9% APR representative/variable providing you have a credit limit of £1200	6.9% interest per annum fixed for 3 years on purchases and balance transfers This reverts to 15.9% interest per annum after 3 years.	No balance transfer fee.	No annual fee.	You won't pay interest on purchases, if you pay the full balance by the due date You only start paying interest on purchases if you haven't paid off the full balance by the due date, which is 25 days after your monthly statement is issued. Interest will apply immediately for cash withdrawals and balance transfers.	No	3% of value (minimum of £3) You're charged an interest rate of 25.9% interest per annum on cash withdrawals. There are additional charges for withdrawals abroad.	Yes You must be over 18.	Yes	Yes	Over 18. A UK resident. Earning a minimum gross annual income of over £10,000. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.
The Co-operative Members' Credit Card	15.9% APR representative / variable	You can get an interest rate on purchases of 15.9% per annum variable with a rate of 15.9% APR representative/variable providing you have a credit limit of £1200	No introductory offer.	No balance transfer fee.	No annual fee.	You won't pay interest on purchases, if you pay the full balance by the due date You only start paying interest on purchases if you haven't paid off the full balance by the due date, which is 25 days after your monthly statement is issues. Interest will apply immediately for cash withdrawals and balance transfers.	Yes	3% of value (minimum of £3) You're charged an interest rate of 25.9% interest per annum on cash withdrawals. There are additional charges for withdrawals abroad.	Yes You must be over 18	Yes	Yes	Over 18. A UK resident. Earning a minimum gross annual income of over £10,000. A Co-operative member. Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Compare

APR

Representative example

Introductory offer

Balance transfer fee

Annual fee

Interest free purchases

Cashback on purchases

Cash advance fee

Contactless

Chip and PIN

Additional cardholders

Eligibility

Balance Transfer Credit Card

18.0% APR representative/variable

You can get an interest rate on purchases of 18.0% per annum variable after 4 months

with a rate of 18.0% APR representative/variable

providing you have a credit limit of £1200

0% interest per annum for 4 months on purchases from account opening.

This reverts to 18.0% interest per annum after 4 months.

0% interest per annum for 24 months on balance transfers.

This reverts to 18.0% interest per annum after 24 months.

1% balance transfer fee (minimum charge £5).

Balance transfers must be within 95% of credit limit.

No annual fee.

You won't pay interest on purchases, if you pay the full balance by the due date

You only start paying interest on purchases if you haven't paid off the full balance by the due date, which is 25 days after your monthly statement is issued.
Interest will apply immediately for cash withdrawals and balance transfers.

3% of value (minimum of £3)

You're charged an interest rate of 25.9% interest per annum on cash withdrawals. There are additional charges for withdrawals abroad.

Yes

You must be over 18.

Yes

Over 18.
A UK resident.
Earning a minimum gross annual income of over £10,000.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

3 Year Fixed Rate Credit Card

6.9% interest per annum

This reverts to 15.9% APR representative / variable after 3 years.

You can get an interest rate on purchases of 15.9% per annum variable after 3 years

with a rate of 15.9% APR representative/variable

providing you have a credit limit of £1200

6.9% interest per annum fixed for 3 years on purchases and balance transfers

This reverts to 15.9% interest per annum after 3 years.

No balance transfer fee.

No annual fee.

You won't pay interest on purchases, if you pay the full balance by the due date

You only start paying interest on purchases if you haven't paid off the full balance by the due date, which is 25 days after your monthly statement is issued.
Interest will apply immediately for cash withdrawals and balance transfers.

3% of value (minimum of £3)

You're charged an interest rate of 25.9% interest per annum on cash withdrawals. There are additional charges for withdrawals abroad.

Yes

You must be over 18.

Yes

Over 18.
A UK resident.
Earning a minimum gross annual income of over £10,000.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

The

Co-operative

Members' Credit Card

15.9% APR representative / variable

You can get an interest rate on purchases of 15.9% per annum variable

with a rate of 15.9% APR representative/variable

providing you have a credit limit of £1200

No introductory offer.

No balance transfer fee.

No annual fee.

You won't pay interest on purchases, if you pay the full balance by the due date

You only start paying interest on purchases if you haven't paid off the full balance by the due date, which is 25 days after your monthly statement is issues.
Interest will apply immediately for cash withdrawals and balance transfers.

Yes

3% of value (minimum of £3)

You're charged an interest rate of 25.9% interest per annum on cash withdrawals. There are additional charges for withdrawals abroad.

Yes

You must be over 18

Yes

Over 18.
A UK resident.
Earning a minimum gross annual income of over £10,000.
A Co-operative member.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Help for existing customers

Includes useful hints and tips about everything from paying your bill to keeping your card safe.

Learn more

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the ones advertised.

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Credit cards

Choose a card for purchases, transfers or rewards today.

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Balance Transfer Credit Card

Representative example

18.0% per annum variable after 4 months

18.0% APR representative / variable

£1200

To apply, you need to be:

Important documents

3 Year Fixed Rate Credit Card

Representative example

15.9% per annum variable after 3 years

15.9% APR representative / variable

£1200

To apply, you need to be:

Important documents

The Co-operative Members' Credit Card

Representative example

15.9% per annum variable

15.9% APR representative / variable

£1200

To apply, you need to be:

Important documents

Charity credit cards

To apply, you need to be:

Compare credit cards

Help for existing customers

Contact us

General help & info

Product help & info

Security & Fraud

Credit cards

Choose a card for purchases, transfers or rewards today.

See all our cards

Balance Transfer Credit Card

Representative example

18.0% per annum variable after 4 months

18.0% APR representative / variable

£1200

To apply, you need to be:

Important documents

3 Year Fixed Rate Credit Card

Representative example

15.9% per annum variable after 3 years

15.9% APR representative / variable

£1200

To apply, you need to be:

Important documents

The Co-operative Members' Credit Card

Representative example

15.9% per annum variable

15.9% APR representative / variable

£1200

To apply, you need to be:

Important documents

Charity credit cards

To apply, you need to be:

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Help for existing customers

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