Credit Ratings

The Co-operative Bank has a contractual relationship with Moody's Investors Service (Moody's) and Fitch Ratings for the provision of rating information. These agencies evaluate the ability of the Bank to meet its obligations for the timely payment of financial commitments. Members of the Bank's management meet these agencies at least once a year to share with them the Bank's latest financial results and business plans.

Summary Ratings for The Co-operative Bank plc:

Ratings

Long Term

Short Term

Fitch

B+ (Stable Outlook)

B

Moody's

B2 (Rating Outlook Positive)

Not prime

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